using company car no claims

jbainbridge

Churchill did it for me years ago having driven 5 years claim free with a company car.

braun_2

Just to follow up on this. I've rang round a few companies and so far Tesco, Direct Line and Liverpool Victoria, DO take into consideration company car no claims bonuses. This is on condition that you had sole use of the car (not a pool car) and that it was for social and work use. You also need to get specific proof from the company i.e. headed paper, dates stated as well as years without a claim and drivers using the vehicle.

Unfortunately the cheapest insurers for me (esure/sheilas wheels) don't take company no claims.

AnnieO1234

It sounds like you're saying you're company fudged the facts to save you paying company car tax. Now you're saying you wished you'd paid it to get a discount on your insurance? Or are you actually saying you want your cake and eat it?

braun_2

AnnieO1234 wrote: »

It sounds like you're saying you're company fudged the facts to save you paying company car tax. Now you're saying you wished you'd paid it to get a discount on your insurance? Or are you actually saying you want your cake and eat it?

I did pay car tax, and yes I would like the cheapest car insurance possible as any sane person would.

gingerdad

braun wrote: »

Just to follow up on this. I've rang round a few companies and so far Tesco, Direct Line and Liverpool Victoria, DO take into consideration company car no claims bonuses. This is on condition that you had sole use of the car (not a pool car) and that it was for social and work use. You also need to get specific proof from the company i.e. headed paper, dates stated as well as years without a claim and drivers using the vehicle.

Unfortunately the cheapest insurers for me (esure/sheilas wheels) don't take company no claims.

last time i needed to insure my own car thats all i did, letter from co comfirming how long i'd been driving for them and no accidents, got the full 5 years no problems, can't remember which insurance but i thought most did it

gingerdad

fivetide wrote: »

basically no, you need to have your own policy at least every two years. You could try alternating the main proposer with your wife. Some companies are ok with this as the car is very much in the family so being the registered keeper isn't as much of an issue. That way, you'll both manitain your no claims.

To the OP, smashing is right about trying different brokers. Some will award you a NCD but it will go back to zero with the balance of the policy needing to be paid if you have to make a claim.

You won't get it through comparison sites though. You'll need to hit the phones or chat with a local broker.

Uttter rubbish, apart from hitting the phone

InsideInsurance

gingerdad wrote: »

Uttter rubbish, apart from hitting the phone

Nope, even that bit is rubbish, some of the aggregators allow you to enter NCD earned from company cars

flashg67

Can I just check - did the leasing company insure the car? Mine doesn't - it's insured by the company who leases the car, not the lease company - in this case your company would provide the proof of no claims, not the lease company?

gingerdad

Your company needs just to provide a letter proving you've driven for x period

ioscorpio

When I went from a company car to my own car, I was told as I was not a named drived on the fleet policy that I could not claim NCD but was given 1 years NCD as an introductory bonus. Since then I have had to build up my NCD again.