What a mess, help please?

Caroline_a

Rosie - please go and get some legal advice! You will not lose your share of the house, whether you are living in it or not. Others have given you good advice, and you will be able to claim yourself for benefits if you move out.

I would ignore anything your husband says and speak to people who know what they are talking about - Citizen's Advice is a good place to start. Your husband is controlling you, and you need to put a stop to this so that you can get on with your life.

I know it's very easy for me to say this, but I've been there, and the decision to move is the hardest. Once you've done that then it's all about planning and getting support from your friends and family.

Good luck!

princessdon

What is it you want?

We can give advise on benefits if you move out, your legal entitlement to the marital home, his future pensions share etc.

However, as you probably know that they will only disregard the equity of your home once not living there for 6 months, at which point you will have to purchase a smaller home or use your money to fund your rent etc.

I suspect after 2 years on the market with the vast amount of equity you have that there is a reason it hasn't sold and this isn't just market factors.

If you are really not wanting to move at all (as you want to keep your equity), then you can claim single.

As I said people need to know what you really want to achieve before we can help as independence and keeping equity and benefits is unlikely, reality is that independence and moving/selling will mean your equity will affect benefits

princessdon

Caroline_a wrote: »

Rosie - please go and get some legal advice! You will not lose your share of the house, whether you are living in it or not. Others have given you good advice, and you will be able to claim yourself for benefits if you move out.

I would ignore anything your husband says and speak to people who know what they are talking about - Citizen's Advice is a good place to start. Your husband is controlling you, and you need to put a stop to this so that you can get on with your life.

I know it's very easy for me to say this, but I've been there, and the decision to move is the hardest. Once you've done that then it's all about planning and getting support from your friends and family.

Good luck![/QUOT


The problem is that she would only get benefits for a short period of time (max 6 months to sell), they would also expect the price to be realistic and to be really selling (not sticking it on over value for condition then saying it didn't sell).

Once sold and OP has her equity (again it can be disregarded for 6 months), IF you can prove you are seriously looking to buy.


If she cannot buy a new home for the equity, then she will have to live on her equity until it lowers. From her previous posts she wants to leave her children an inheritance.

silvercar

The house has been on the market for three years, and unsurprisingly in these economic times, is not selling.

Even in these economic times, a house should sell in three years. If it is not selling there is a reason and that reason is generally price.

Are you getting viewings?

Wicked_witch

Would it be worth seeing if social services would get involved? I don't know much about what they do I'm afraid, but if he is withholding the money paid for a vulnerable adult that sounds like something they should be able to intervene with.

xylophone

If you are divorcing your husband and there is likely to be a dispute about the marital assets, you need to take qualified legal advice.

Jobseeeker

silvercar wrote: »

Even in these economic times, a house should sell in three years. If it is not selling there is a reason and that reason is generally price.

Are you getting viewings?

Could be that the second bedroom having a door to the outside would put off a family with children?

OP cancel the joint claims and make single claim. Why should he get more than half of the money. Go and see CAB if you need advice on this

MissMoneypenny

silvercar wrote: »

Even in these economic times, a house should sell in three years. If it is not selling there is a reason and that reason is generally price.

Agree.

OP, you can look on sites like this one below
http://www.nethouseprices.com/ to see what houses have sold for in your area.

Jobseeeker wrote: »

Could be that the second bedroom having a door to the outside would put off a family with children?

If they have closed off a major part of the market, then that needs to be reflected in the asking price.

missapril75

If they accept you are not living as a couple when divorced and under the same roof, then they could also accept you as not a couple prior to that.

There are many threads here about people being paid benefits as a single person even though they are married and under the same roof.

It takes some convincing sometimes, but if you are actually taking steps to divorce and go separate ways, that's a big help in getting accepted as "singles" before actually getting that status.

Of course, people might be divorced but then give it another go and the divorced status wouldn't prevent a claim as a couple.
<just threw that in to show things are not always straightforward>

rosiesq

Hi, sorry it's taken so long to get back, and thank you for all the new replies. It's a bit of a nightmare, the house is in a funny place, with a few quirks that put people off. In this area there are a lot of houses that have been on the market for longer than mine. If I lower the price any more the equity won't even pay off the debts that I now owe. I swing between sitting tight, and fighting it out, and just giving up, but many thanks to you all for your help and interest. I have bookmarked everything so that I have everyone's info. to refer back to. x