Pixiedust09's Pledge to be mortgage free

muddywhitechicken

Hello pixiedust :wave:

Rather than an ISA have you considered N/wide's flexdirect current account that pays 5% up to £2,500?

MWCx

pixiedust09

muddywhitechicken wrote: »

Hello pixiedust :wave:

Rather than an ISA have you considered N/wide's flexdirect current account that pays 5% up to £2,500?

MWCx

Hi Muddy

I hadn't considered it, I'll check it out in a min, 5% is a much better rate.

Can't seem to get motivated in the house this week it's too blommin hot. Need to vacuum as dogs are shedding everywhere , may do it this eve when its cooler.

Popped up shops earlier to get some flowers as its 2 years today we lost MIL so arranged them in a vase in dads kitchen. Also popped into Ice*and stocked up on some much need icecreams. Had to take DH's lunch out to him, he wanted me to buy him a sandwich:eek:, now thats not very MSE is it; so made him his lunch instead.

May try to sort out my paperwork today, as it badly needs doing, everything keeps getting shoved in a drawer rather than the file box.

Hope everyones having a good weekend. x:)

icontinuetodream

hi pixie...what type of dogs do you have?? my grocery budget has gone to pot this week too!! however, I have reduced next weeks to make up for it...lets see if we starve!!:D

I took out my mortgage in 1999 too....unfortunately, I added quite a bit to mine with consolidation loans :doh:never mind, we live and learn!!

You are doing great with your ops....well done!!:D :T

LauraJo

Hi pixie.... Welcome to the mfw's from a fellow dog owning Hampshire citizen! 4 years is very quick so congrats on the plan. Look forward to your updates

pixiedust09

icontinuetodream wrote: »

hi pixie...what type of dogs do you have?? my grocery budget has gone to pot this week too!! however, I have reduced next weeks to make up for it...lets see if we starve!!:D

I took out my mortgage in 1999 too....unfortunately, I added quite a bit to mine with consolidation loans :doh:never mind, we live and learn!!

You are doing great with your ops....well done!!:D :T

Hi icontinuetodream,
I've got two springer spaniel boys, one liver and white, one black and white, love um to bits even though they make so much mess :rotfl:. Also have a cat and a cockatiel who talks for england.

Hi Laurajo, another fellow Hampshire Hog , probably being a bit optimistic with 4 years, but we can try.

FloppyDisk

Hullo pixie, those must be two very mad dogs, sounds like a lovely busy house you have. How did you get on with the paperwork? My fireplace is a great solution to that problem! x

pixiedust09

FloppyDisk wrote: »

Hullo pixie, those must be two very mad dogs, sounds like a lovely busy house you have. How did you get on with the paperwork? My fireplace is a great solution to that problem! x

Hi Floppy
It can be like a mad house at times , I'll never be house proud .

I did get the paperwork sorted took bloomin ages, glad its done now though. :cool: (found stuff from 2008 )

It's been a busy morning, finished my morning shift at work, decorated the choc cake I made for a friends leaving party tonight, painted a sign which was an ebay order, and cleaned my kitchen. Just about to have some lunch, sort my clothes out for this eve, wrap a present, and go back to work. Theres gonna be tears this afternoon as we say goodbye to our year 6 pupils and I've looked after them since year R, makes me feel old . We also have a colleague leaving today, gonna need my waterproof mascara and tissues methinks .

Right must get on, getting pestered to death from the dogs, apparently its lunch time :rotfl:.

pixiedust09

Morning,
I have managed to put £100 in the mortgage OP pot this month, but haven't paid it off the mortgage, as waiting to get up to £500 so that I may reduce the term instead. Not tried doing it this way before and not sure if it will make any difference?

I spent about 5 hrs on Saturday doing my NVQ 2 assignment but I had been putting it off and I'm so glad its done now. Hopefully I'll speed up a bit as time goes on, but its been a long time since I had to study.

Got to pop into town this morning to go to bank and take 2 items back to Ne*t and thought I'd have a look in the pound shop. Also need to get mum a birthday present. Will pop to Al*i on way back home. Will be nice to get an early night tonight as one of the dogs kept us awake all night with his itchy ear .

TTFN

pixiedust09

Morning

Shopping trip yesterday was a success. Haven't been to the £land and 99p shop for ages and had a great time . Managed to get all mums birthday presents in there. She wanted makeup, so saved a fortune shopping in the cheap shops. Popped into Wilkinso* too and managed to get some bargains. So all in all a successfull day.

Popped into the bank to pay a cheque in and asked the girl begind the counter whether its best to OP the mortgage in dribs and drabs or in £500 increments which come off the term. She seemed to think that it really didn't make a lot of difference just pay off what we can afford :think: can't decide.

Did GoComp*re for my car insurance and managed to save over £100 on on my quote from existing insurer so pretty pleased with that. Already cancelled outmatic payment with existing insurer and just need to take out new insurance now. Via Quidco so I get my £1.75 .

Meeting a couple of friends for coffee this morning, then need to take mums bday pressie over and need to do some baking later.

Have a good day folks. TTFN

lulabelle1

Can you take your OP's back or is it a case of once they're gone they're gone.....

I pay anything from 1p to £1,000's + at a time and I don't think it makes any difference.... just pay as and when you can.