mortgage ppi claim

magpiecottage

the_boy_with_no_name wrote: »

for the record my brother is laft handed & he ticks to the left, i assumed this was the case for all lefties!

I do mostly, but I know many others that don't - and sometimes I will do right handed ticks. I use my knife and fork right handed, others don't. I wear my watch on my right wrist but I know some right handed people who do as well (and left handers who wear it on the left).

If you are left handed you are constantly faced with compromise.

Back to the plot.

Not told it was optional is not sufficient. You need to demonstrate that you were miseld in to believing it was not optional when it was.

A job is only as "secure" as your employer. Woolies, Jessops, Comet - all their staff thought their jobs were secure. So did plenty of local government employees. I have been made redundant from a "job for life" with an insurance company and now we hear that service personel are to be made redundant.

So that argument really falls down.

A compliments slip asking you to sign and return a form only suggests a conversation took place.

From what you say, if I was looking at the case, I would conclude that the most likely (though not definitive) explanation is that a conversation DID take place (even if you cannot remember it) and the adviser sent you a copy of the form to sign and return to say it was correct.

So if you are now saying that what he recorded wasn't correct - but you signed it anyway, I would say that the firm was entitled to rely on what you said unless it was so obviously inaccurate that it should have realise you were talking nonsense. In other words, the root cause was you not the adviser.

Not, of course the answer you want but I am trying to give you a realistic view.