We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice pls on ppi on cc but taken out whilst off work

2»

Comments

  • disneypls
    disneypls Posts: 33 Forumite
    Egg didn't send statements done on line which I never checked. Also I believe the box was pre ticked which I didn't no. Sorry if u think I am lying but if I didn't no I had it and it was added automatically u dont see how it's my fault. I wouldn't have bought it as didn't need it!
    Thanks
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Nobody is accusing you of "lying", but the fact is that if you didn't check statements you can blame no one other than yourself for that. The Bank still issued the statements monthly.
    In addition, what evidence do you have that the PPI tick box was pre-populated?
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Zero here to indicate a mis-sale
  • mt7x2
    mt7x2 Posts: 90 Forumite
    disneypls wrote: »
    Egg didn't send statements done on line which I never checked. Also I believe the box was pre ticked which I didn't no. Sorry if u think I am lying but if I didn't no I had it and it was added automatically u dont see how it's my fault. I wouldn't have bought it as didn't need it!
    Thanks

    Go for it, put your claim in, you have nothing to lose. Apparently the box was pre-ticked before a certain year 2002-03 not sure which. That's what I've read on this site from previous posters giving advice.
    Hope you get a good result :)
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    mt7x2 wrote: »
    Apparently the box was pre-ticked before a certain year 2002-03 not sure which.
    Although many lenders did use pre-ticked boxes on their online applications, there is no way to determine whether the OP's application had this feature. The Banks used this very sporadically before agreeing to end the practice completely in July 2007.
  • mt7x2
    mt7x2 Posts: 90 Forumite
    Moneyineptitude wrote: »
    Although many lenders did use pre-ticked boxes on their online applications, there is no way to determine whether the OP's application had this feature. The Banks used this very sporadically before agreeing to end the practice completely in July 2007.

    As EGG seemed to be one of the main online banks that did, if I was disneypls I would go ahead with my claim and see what happens. For the price of a stamp it's worth it.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture