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Reserved a new build property and they sold house to someone else! please hel
FTBSOS
Posts: 150 Forumite
So I have tried to buy a new build property under the help to buy scheme, I went with a horrendous mortgage broker which were dreadful.
I couldn't get me a mortgage, ok fine.
They then went back to the builder and told them that I have been declined and to put the house back on the market. WITHOUT TELLING ME THEY WERE GOING TO DO SO. WHICH HAS NOW BEEN SOLD.
The same day they came back to me to tell me they couldn't get the mortgage, I phoned up head office to inform them I still want the property I have found a another lender, got the AIP and an valuation should be instructed within 2 - 3 weeks.
They said fine, and they will pass on the message to the sales office FOR THEM TO STILL KEEP THE PROPERTY.
Move two weeks forward, I got through to the sales office, and they said they didn't get the message from HO, they assumed I no longer was interested, and put it back on the market which has now sold!
I EVEN GOT A LETTER LAST WEEK SAYING THAT I WILL BE GET A TOUR AROUND THE NEW HOUSE!!
I am absolutely angry, I paid the reservation fee, I told them straight away that I still wanted the property and they said that's fine, they'll pass the message on.
Now, they have a few other properties which I am no so keen on.
What are my options, I want this house badly, I have found someone who has agreed to lend to me. Can I take them to court? I paid my reservation for the property, I don't want it back, I want my bloody house!!
They have a few other properties that I am not really keen on, but say if I were to take one of them, which is nearly 20k over what my house would cost. Should they atleast knock 20K of the price of the house and throw in few extras?
I gave my landlord notice and they said there's nothing they can do, new tenant will be moving in and myself and my sick mum will be left homeless.
I am so angry it's unbelievable!!
I couldn't get me a mortgage, ok fine.
They then went back to the builder and told them that I have been declined and to put the house back on the market. WITHOUT TELLING ME THEY WERE GOING TO DO SO. WHICH HAS NOW BEEN SOLD.
The same day they came back to me to tell me they couldn't get the mortgage, I phoned up head office to inform them I still want the property I have found a another lender, got the AIP and an valuation should be instructed within 2 - 3 weeks.
They said fine, and they will pass on the message to the sales office FOR THEM TO STILL KEEP THE PROPERTY.
Move two weeks forward, I got through to the sales office, and they said they didn't get the message from HO, they assumed I no longer was interested, and put it back on the market which has now sold!
I EVEN GOT A LETTER LAST WEEK SAYING THAT I WILL BE GET A TOUR AROUND THE NEW HOUSE!!
I am absolutely angry, I paid the reservation fee, I told them straight away that I still wanted the property and they said that's fine, they'll pass the message on.
Now, they have a few other properties which I am no so keen on.
What are my options, I want this house badly, I have found someone who has agreed to lend to me. Can I take them to court? I paid my reservation for the property, I don't want it back, I want my bloody house!!
They have a few other properties that I am not really keen on, but say if I were to take one of them, which is nearly 20k over what my house would cost. Should they atleast knock 20K of the price of the house and throw in few extras?
I gave my landlord notice and they said there's nothing they can do, new tenant will be moving in and myself and my sick mum will be left homeless.
I am so angry it's unbelievable!!
0
Comments
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You've already started a thread on this topic
Forum rules are that you don't start multiple threads on the same subject
Maybe anyone wanting to help could do so on your other thread - https://forums.moneysavingexpert.com/discussion/4672739
to save the board guides from having to merge the threads2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £460
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