Pleaze Help!

Debt_Free_Chick

Debzuk

Why can't you produce wage slips? Where are they?

Turning_into_scrooge

Debzuk
Do you not have a full/part time job where you earn a regular income? This is most likely where you are hitting problems. You have to show the banks that you are worthy of having a credit account by having wages etc paid in on a regular basis.

EDIT.............If you are setting up a business and have no other job then you should be looking at business accounts with the bank but they will most likely require you to submit a business plan showing projecting earnings for them to decided whether they want to take you on board or not.

debzuk_2

Mr Jones thank you.

jonesMUFCforever

No problem. Perhaps less texting and more proper writing would help your case.
Eric

JanCee

ejones999 wrote:

No problem. Perhaps less texting and more proper writing would help your case.
Eric

Well Eric, if you were to put yourself forward for the board guide on grammar, spelling and punctuation you would get my vote.

Penny-Pincher!!

Hi Debzuk

I'm afraid I don't know the answer to your question.

I don't mean to sound rude but feel personally that this person has posted a question and most replies have been a little hasty/rude and not answered the posters question.

Making personal comments on this posters grammar is a little unfair. They could have a disability or have learning problems etc. We are not here to judge and may have taken the poster alot of courage to post this question.

I understand this may not be the case and could be lazy typing, but surely thats not our call to make.

I am a newbie and after reading these replies, do feel very hesitant to post.

Sorry for the moan

Penny-Pincher!!
XXX

Tony_H_3

Well said PPincher, I was starting to think the same and quite suprised that this would happen on this board.

Still, it's now been addressed so we can get back to doing what we (that is you lot) do best, offering advice.

JanCee

Penny-Pincher!! wrote:

Hi Debzuk

don't mean to sound rude but feel personally that this person has posted a question and most replies have been a little hasty/rude and not answered the posters question.

Penny-Pincher!!
XXX

Amongst all the banter about spelling and punctuation I think you will find the question has been answered.

To qualify for a debit card you need to be over 18, to have 3-6 months wage slips and most banks prefer you to have your salary paid directly into your account with them.

In fact Debzuk may have more luck in applying for a credit card rather than a debit card which could then be used for paying for goods, which I think is why the card was required.

Turning_into_scrooge

JanCee wrote:

Amongst all the banter about spelling and punctuation I think you will find the question has been answered.

To qualify for a debit card you need to be over 18, to have 3-6 months wage slips and most banks prefer you to have your salary paid directly into your account with them.

In fact Debzuk may have more luck in applying for a credit card rather than a debit card which could then be used for paying for goods, which I think is why the card was required.

I was in the Halifax today with my son who has no form of income as he is a student. He was accepted for a current account with visa debit card and cheque book, an overdraft which he refused, a student loan which he also refused and to top it off they also said it was acepting him for a visa credit card Seems to me the systems brain has definitely packed its bags and left home. the woman trying to push all this on him nearly blew a fuse at me as i said he doesnt need an overdraft or loan or visa card unless he loads it to use whilst out of the country as she wouldn't listen to him everytime he said i dont want that. All he wanted was an account with a cash card that he can use to withdraw money from his account whilst in another country. As far as we know he also has no credit rating

JanCee

The rules fly out of the window when it comes to students. They are treated differently because otherwise under the normal banking rules they would not be able to get anything and as we know the politicians seem intent on making sure students(and their parents) end up in as much debt as is possible.