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Oh no! Subsidence

After finally finally finding our dream house, I have just had a call from the surveyor who says there is evidence of cracking front and rear, some of it recent.

We have looked and looked at so many houses, and this one seemed perfect. What do I do now. Is subsidence fixable? Is it worth it?

In despair :(

Comments

  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    Part of the Furniture
    Subsidence canbe fixed, but getting buildings insurance may then prove difficult or prohibitively expensive.
    "You were only supposed to blow the bl**dy doors off!!"
  • Tancred
    Tancred Posts: 1,424 Forumite
    dominoman wrote: »
    After finally finally finding our dream house, I have just had a call from the surveyor who says there is evidence of cracking front and rear, some of it recent.

    We have looked and looked at so many houses, and this one seemed perfect. What do I do now. Is subsidence fixable? Is it worth it?

    In despair :(

    Did you not notice the cracking when you viewed the house?

    Not all cracking is a sign of subsidence. It depends on where it is, the pattern of the cracking and also the width of the cracks.
    Many surveyors will shout 'subsidence!' just to cover their back sides. My advice: get a specialised building engineer to give you a second opinion.
  • Dan-Dan
    Dan-Dan Posts: 5,279 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dominoman wrote: »
    After finally finally finding our dream house, I have just had a call from the surveyor who says there is evidence of cracking front and rear, some of it recent.

    We have looked and looked at so many houses, and this one seemed perfect. What do I do now. Is subsidence fixable? Is it worth it?

    In despair :(


    IF it turns out to be subsidence , be wary of having it fixed even with a reduction in purchase price , you will be on the market for a looong time come selling time , even then , it will probably only be of interest to a cash buying investor to use as a let property

    best of luck
    Never, under any circumstances, take a sleeping pill and a laxative on the same night.
  • dominoman
    dominoman Posts: 973 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    Does anyone know the costs of underpinning, roughly? It is a 3 bedroom terraced house, around 120 sq metres.

    Given that this is the right house in every other way I'm wondering if we should just live with it and get it fixed as best we can.
  • bryanb
    bryanb Posts: 5,030 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dominoman wrote: »
    Does anyone know the costs of underpinning, roughly? It is a 3 bedroom terraced house, around 120 sq metres.

    Given that this is the right house in every other way I'm wondering if we should just live with it and get it fixed as best we can.

    I guess the other houses in the terrace are also affected, I'd run for the hills.
    This is an open forum, anyone can post and I just did !
  • Rain_Shadow
    Rain_Shadow Posts: 1,798 Forumite
    dominoman wrote: »
    After finally finally finding our dream house, I have just had a call from the surveyor who says there is evidence of cracking front and rear, some of it recent.

    We have looked and looked at so many houses, and this one seemed perfect. What do I do now. Is subsidence fixable? Is it worth it?

    In despair :(

    Yes, almost always. What isn't fixable is the view insurers and future buyers will take.
    You can pick your friends and you can pick your nose but you can't pick your friend's nose.
  • DaftyDuck
    DaftyDuck Posts: 4,609 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 14 June 2013 at 1:52PM
    Tancred wrote: »
    Did you not notice the cracking when you viewed the house?

    My advice: get a specialised building engineer to give you a second opinion.



    Is this the same Tancred who recommended a 10 minute look was enough, and to leave everything else for the surveyor to do a homebuyer's survey on?


    Edit: It was :D:D:D
    Tancred wrote: »
    The surveyor will tell me what I need to know - that's what I am paying him for. If he finds big problems then I discuss it with the vendor and we see how best to proceed. I don't want to do my own survey.
  • Tancred
    Tancred Posts: 1,424 Forumite
    DaftyDuck wrote: »
    Is this the same Tancred who recommended a 10 minute look was enough, and to leave everything else for the surveyor to do a homebuyer's survey on?


    Edit: It was :D:D:D

    If there are significant cracks they should be pretty obvious - 10 minutes or not.
  • Dan-Dan
    Dan-Dan Posts: 5,279 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Tancred wrote: »
    If there are significant cracks they should be pretty obvious - 10 minutes or not.


    Uh Oh Bob the Builders here :D
    Never, under any circumstances, take a sleeping pill and a laxative on the same night.
  • ognum
    ognum Posts: 4,879 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have you considered that maybe the reason this house is in your budget is because the owners know it has subsidence! If it didn't it would be more money and out of your budget!
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