What do the RAF look for when doing a credit check?

My boyfriend is currently going through the selection process from RAF Fireman, he is concerned about the credit check. Although he has never defaulted on a payment, or has a huge amount of debt he has two credit cards, a loan for his car and an overdraft which means he only has a credit score of about 650 and his over all score is poor. His goings are manageable and he currently earns about the same as what he would be on for basic training. Would this effect his application and what is it that they look for? He has no CCJ's, never been bancrupt, pays on time and no dependents, household bills or a mortgage to pay for. Can anyone shead any light on this please? Thanks in advance.


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