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Which one?
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You might get away with it, particularly on a mortgage application as they won't rely on your credit reports for ID and AML; they'll want passports etc.
But, as you've said, you need to get it sorted. If the other guy on CallCredit defaults on a loan, you've got issues.
He has defaulted on a loan, and has a CCJ. So call credit is looking a right mess as the other guys defaulted accounts have been mixed in with mine!
Luckily this is only call credit this has happened as the other 2 reports are okay (apart from no current electoral roll but I guess that's a separate issue)0
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