Learner driver specialist temporary insurance

TomsMom

I am allowing my 17 year old grandson to drive my car to practice between his driving lessons, he has been driving for 9 months. He was added on to my present insurance a couple of months ago and it is now time for renewal.

I'm getting quotes in at the moment and the cost of adding him is around £900 but that is for the full 12 months as a learner driver. The company I've asked so far (which has the best quote for me) for temporary insurance for 3 months can only do a maximum of 3 temporary periods of 28 days, but each period will be the cost of the insurance plus a £35 admin fee so that has the potential of being quite expensive as for three months it would mean admin fees of £105 then the cost of the insurance on top.

I'm now looking for specialist temporary insurance for a learner driver separate from my own insurance just until he passes his test which will hopefully be within the next few months.

Any recommendations for any particular company?

I've got one quote from Provisional Marmalade at the moment, and Endsleigh couldn't do an online quote for some reason.

Ultrasonic

Realistically, how much time will your grandson spend driving your car? It may work out cheaper if you simply paid for him to have some extra lessons, and that wouldn't put your car at risk.

I say this partly as my parents paid for me to be insured on their car when I was learning to drive, but in hindsight I'm really not convinced this was worth the extra cost.

You say he's been drving for 9 months, is he close to being able to take a test? If not I'd be tempted to try a different instructor. My first driving instructor wasn't great (or at least wasn't right for me), and my driving improved dramatically when I was forced to try a new instructor when I went off to university.

TomsMom

Thanks for your reply Ultrasonic.

His instructor says he is ready to take his test but as yet he hasn't passed the theory part - truth be told he's a bit lazy about this bit! So his instructor has said to reduce the number of his lessons and just get some practice in for now. This is working out fine as he hasn't got much money at the moment, his Dad is probably topping the petrol tank up and he keeps his driving skills up while he gets his act together over the theory part.

I've suggested to his Dad that he takes out 3 months worth of this temporary insurance and see how things are when that time's up.

I don't think he's going to be able to afford insurance when he's passed as he's only got a temporary job for the summer, so while he will be able to afford the temporary insurance I doubt if he'll be able to afford the cost of insurance once he's qualified . Which is a shame because I don't use the car much and I am willing to allow him to use it so the car at least gets used and worth keeping it on the road.

I've now got an additional quote for him from Adrian Flux. I was just hoping that someone might be able to recommend a good company to go with or any pitfalls in Ts and Cs to look out for.

Jo_F

Adrian Flux do a learner policy, where it doesn't affect the existing policy on the car. Might be worth asking them about it

TomsMom

Jo_F wrote: »

Adrian Flux do a learner policy, where it doesn't affect the existing policy on the car. Might be worth asking them about it

Thanks Jo. We cross posted, I've already had a quote from them .

paddedjohn

I would wait until he got his ar3e into gear and passed the theory test before I invested in any insurance for him, he's got to want to pass and not just play around.

TomsMom

paddedjohn wrote: »

I would wait until he got his ar3e into gear and passed the theory test before I invested in any insurance for him, he's got to want to pass and not just play around.

I'm not (and wont be) paying for his insurance, as I mentioned in my last post he is, my only contribution is he's allowed to drive my car.