We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Barclaycard pre-application check
Comments
-
richard734 wrote: »The plan to get you to apply is simple.
1) You may genuinely qualify, and they have hooked a customer
2) You may not qualify for the super deal cards, but they will offer you a more profitable card at application as an alternative - and they have hooked a potentially more profitable customer
3) You fail at application, and they then sell your details or fwd you on directly to a 3rd party 'poor credit' card provider who pays a referral fee.
Win, Win, Win....
If you don't NEED credit, don't be caught out by mail drop offers.
It's not really a mail drop offer, I applied for the check voluntarily because I wanted the card. They're just reminding me.0 -
Went into Lloyds today and they told me I could get the Avios Duo but with a lower credit limit than I have right now - so I guess that makes Barclaycard even less likely.0
-
ONly one way to find out go through the application process you will find out instantly!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards