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How quick is to quick?
Comments
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Cool - get your application in pronto would be my opinion...!
Some parts of the world are suffering with Surveyors hugely and have had a Nationwide done today instructed 3 weeks ago...
So shall we give it 48 hours for the phantom pm'er to come forward before you name and shame publicly...?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
FWIW I submitted a Nationwide app yesterday and the valuation is booked for tomorrow.
That's in WS4, so who knows what the rest of the country is like...?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
We are going to do the application over the phone. I spoke to a very helpful lady who made some amendments to our MIP.Oxfordmark
Home owner from Friday 26th July 2013!0 -
Credit score passed!
Onto valuations and surveys!Oxfordmark
Home owner from Friday 26th July 2013!0 -
Had a similar situation earlier in June. Got AIP from Nationwide and valuation booked a couple of days after. Apparently Nationwide likes valuation first before underwriting.
Luckily our broker is on the ball and received info quickly that Nationwide underwriter will lend less than the amount they've agreed to in the AIP. We managed to cancel the valuation the morning of the booked date to avoid the £360 valuation fee.
Switched to applying to NatWest and they do underwriting first. So now 3 weeks later still waiting for outcome and valuation appointment.
And we're supposed to complete on June 28th. How that's going to happen, I don't know.0
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