chasing for money

freda11

He was telling many lies about me and my solicitor, I could of had his handwriting analysed to prove that it was his signature on a letter but rather than me prove he was lying it was down to him to prove he was telling the truth, which is what he could not do.

AMILLIONDOLLARS

Hi Freda11

What is the status of the particular situation. Personally, I would not pay him a penny, but that me not you.


AMD

freda11

I ignored the letter and have now received a further letter saying if I do not respond and agree to the £15k they will take me to court for the full £28k, and will apply for costs. £13k of this is for debts he drew up on credit cards etc all in his name! Do I respond or do I just let him start court proceedings.

SuzieSue

freda11 wrote: »

I ignored the letter and have now received a further letter saying if I do not respond and agree to the £15k they will take me to court for the full £28k, and will apply for costs. £13k of this is for debts he drew up on credit cards etc all in his name! Do I respond or do I just let him start court proceedings.

I would just ignore the letter and let them start proceedings (which I doubt they will do as they don't have a case). You can't be responsible for their costs unless you lose the case, which you won't as they don't have any proof. They are just trying to scare you (which is what my they did to my friend mentioned below).

freda11

3rd letter received today. basically if I don't cough up he will start court proceedings ..... ok well start 'em! the letter says they have informed their client that the property is on the market for sale. they need to update themselves as I took it off 4 month ago! I think they are trying to say they know its on market and so will prevent me selling!

SuzieSue

freda11 wrote: »

3rd letter received today. basically if I don't cough up he will start court proceedings ..... ok well start 'em! the letter says they have informed their client that the property is on the market for sale. they need to update themselves as I took it off 4 month ago! I think they are trying to say they know its on market and so will prevent me selling!

I would just reply to them yourself so that you can be seen to be co-operating if they do take it to court (which I very much doubt).

freda11

Update. I never replied to the letters. Today I now receive another stating as I have ignored they have advised my client to instruct a debt recovery service!

thequant

freda11 wrote: »

Update. I never replied to the letters. Today I now receive another stating as I have ignored they have advised my client to instruct a debt recovery service!

So they've decided to not take it to court, you've won.

pretty standard for people to go the debt recovery route, wether its a person or a business. Ignore all the threating letters you will now receive from the debt recovery company. Simple fact is if someone has a solid claim they don't pi$$ about using debt collectors.

Once the 6 years time limit is up, you have an automatic right to ask them to leave you alone and can take action if they don't.

In the meantime they have a right to collect the alledged debt, but they will have to follow the correct guidelines and if they don't, you can take action.

freda11

even though there is no proven debt can you still go to debt collectors. I wont have bailiffs knocking at my door will I or a black mark on my credit file?

00ec25

for bailiffs to become involved you would have to have lost IN COURT

for a mark on your credit file you would have to have lost in court and furthermore also have subsequently not paid the CCJ within the required time period

all that is happening here is your ex knows his case is weak and does not want to risk spending money taking you to court because he will have to pay his own costs to do so, instead he hopes the debt collectors will bamboozle you into paying up - you must ignore their demands and not respond to them