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Chargeback for entire cost..?

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Comments

  • chattychappy
    chattychappy Posts: 7,302 Forumite
    catalunya wrote: »
    Now, the company have been placed in administration and I wish to claim back from my credit card via chargeback as the payment was under £100.

    Although the payment on the card was under £100, the overall amount was >£100, so you can indeed use S75 to recover the full amount (unless the firm can still perform as promised).
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    dalesrider wrote: »
    Agree you are going to have to wait till the day after the event, as the company could still offer the event.

    You're entitled to claim as soon as it is clear that the company won't perform - eg if the administrator makes a statement to that effect.
  • catalunya
    catalunya Posts: 183 Forumite
    Morning all, thanks for your responses

    Just to clarify - the company are being put into liquidation as we speak and I have a letter to confirm this, therefore I wish to action the charge back now.

    I paid only 52 quid on my credit card, the rest separately.

    I think I will claim for the full amount, all they can do is say no and refund the 52, gotta be worth a go.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    catalunya wrote: »
    Morning all, thanks for your responses

    Just to clarify - the company are being put into liquidation as we speak and I have a letter to confirm this, therefore I wish to action the charge back now.

    Then you should make it clear that you hold the CC jointly liable under S75 for breach of contract as it is clear they will not peform the contract. Claim the full amount . Don't mention chargeback.
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    We're talking chargeback, not s75

    Why? It was over £100 so she can indeed s75 for the whole amount. Chargeback shouldn't come into it.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why?.. Chargeback shouldn't come into it.
    That was the point. The OP said 'chargeback' and meer53 said that apparently a chargeback could be actioned for the full amount.
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    grumbler wrote: »
    That was the point. The OP said 'chargeback' and meer53 said that apparently a chargeback could be actioned for the full amount.

    Oh I see...apologies
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