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The Ultimate Incentive part 10. The only thing holding you back is you.

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    £22.35 from Music Magpie trade in. Picking up Wednesday. Had more items but the box was full. Grace is at mums for a few hours this afternoon, and NIM is at work, so I'll be going up into the attic and getting a few more stacks of books to do the next round of trade ins. Also need to wrap some Amazon sales today to post tomorrow. Feeling very on the ball atm. Nap would be nice again mind, Grace has had me up at 6 the last two days, I shouldn't complain at 6 hours sleep when generally its been a lot less for the last 2 years, but I just desperately want a full nights kip!

    Went for our photoshoot with Venture yesterday (Christmas present off my brother). We had a lot of fun and I think they're going to get some lovely pics, but they're so crazy expensive (£95 for a 7x5"!). We get one 7x5" included in the shoot, highly unlikely we'll get anything else due to the price, but from what I've read they store your images for a year or more so if we get a lottery win in that time (or pay off the debt and have saved for a treat) then we can always buy another print at a later stage.

    You really are on the ball. It's great to see, I haven't seen you in this frame of mind for a while and it's lovely to see :)

    I was woken up at 7am this morning by both kiddies. They went to sleep at 7.30pm last night so I can't complain but I love when they stretch it to nearly 8am!

    A few of my friends have had really lovely shots done by Venture. When Evie was 9 weeks old we paid around 400 euro for shots of her and Max, but it was hard to turn any of them down. It wasn't Venture, but a well known photography studio near us. The ones I have on my Facebook now were amazing value. For myself and the 2 kids, and my nephew and 2 nieces and my Mam and Dad it was 100 euro for an hour and she gave us a disk with 90 photos. She got every photo arrangement possible and was so cheap. :money::money::money: lots of swirly Martins for me!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Happy due date birdie! Hope he doesn't keep you waiting too long :)

    Very impressed with all your money making Dinah!

    Saving for a deposit: £11,621.15
    20/25lbs
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Yes, fingers crossed your little one makes an arrival soon, Birdie :)

    I managed some book trade-ins over the weekend too, hopefully £33 to come and some much needed de-cluttering done at the same time. I listed some clothes on fleabay too rather than charity shopping them, but not sure it will be worth all the effort. I forgot what an age listings take!
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Happy due date Birdie!!! How are you feeling?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I hope you don't mind me posting - it was your first post on this diary that inspired me to come back on here when I read it in October - it's taken me until now to find it again though :rotfl:

    Just wanted to say you're doing really well and to thank you - financial freedom is exactly what I want/need and was a lightbulb moment to not just shift my debt, but to get working on reducing the mortgage too.

    I'd like to follow your journey if I may - very inspiring. I've used Zapper for our books so far and got a second pile building :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Good going on all the money making everyone! I'm just trying to save, nothing to sell!

    Agree with everyone else, love seeing you this motivated :) Hope it stays around!

    Your signature looks amazing Ali!! Hope it's not too long before you're DF :D

    Happy Due Date too Birdie, can't wait to see him :) Which reminded me (I'm a terrible parent..) Ryder is 2 today _party_
  • Welcome Ali-ok

    And Happy Birthday Ryder
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Lara44
    Lara44 Posts: 2,961 Forumite
    :bdaycake: Ryder!
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Happy birthday Ryder! Cinny, it's our 6 month wedding anniversary today too and neither of us had realised, OH's dad pointed it out.

    Happy due date Birdie, haven't had chance to post much recently but hope you're ok x
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome Ali

    Happy Due date Birdie, hope you are doing ok and not too fed up yet x

    Happy birthday ryder.
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