A Payment A Day - Chapter 14

LittleMissDetermined

exharris wrote: »

Just a question about rounding down and paying, do you pay on that day by faster payments straight to the card (even though it's a small amount)?

Hello

I pay a small amount every day straight to the card. If I were to allocate it to pay a larger sum later it would just be spent on something else...

My credit card provider will start to wonder what the blooming hell I'm doing! But hey-ho, it works for me! :rotfl:

LunaLady

I pay a small amount every day. I love getting the statement and seeing these small amounts coming off . In my mind, its someones job to input the payments and they see mine and roll their eyes.

£25.00 for me please Maz.

lotti379

£5.00 PAD today thank you

Pledging to up the PADding from my usual £1 from now on!

LittleMissDetermined

LunaLady wrote: »

I pay a small amount every day. I love getting the statement and seeing these small amounts coming off . In my mind, its someones job to input the payments and they see mine and roll their eyes.

£25.00 for me please Maz.

I bet they wouldn't complain if we were SPENDING that each day would they?

This is possibly the best thing I have done to tackle my debts since having my LBM, it keeps me super focused on my debt free date.

LMD x

maz1964

hiya all

very sorry but been having a few problems with my isp so hope to up and running soon so can only update at my sis house which I hope to get up to date later pm today

I can catch my breath and catch up with you all

tara for now maz xxx;)

girlatplay

Hi. I didn't PAD yesterday as I had nothing to PAD but I have realised that £100 to my emergency fund which doesn't get counted in any other challenge on here IS a PAD so a day late but £100 can be counted as today's PAD please Maz

maz1964

hiya all im back


hope the sun is still shining





Monday 22nd July total an outstanding...................


£1128.11

===================

Tuesday 23rd July total an outstanding...................

£514.41

===================

Wednesday 24th July total an outstanding...................

£247.40



every penny helps always remember that xx YESSSSSSS JETCAT XXXX



see ya all tomorrow MAZ x

Time_to_face_the_music

maz1964 wrote: »

hiya all im back


hope the sun is still shining





Monday 22nd July total an outstanding...................


£63.33

===================

Tuesday 23rd July total an outstanding...................

£514.41

===================

Wednesday 24th July total an outstanding...................

£247.40



every penny helps always remember that xx YESSSSSSS JETCAT XXXX



see ya all tomorrow MAZ x

Maz - are you sure that is correct? I PADded £1064.78 on Monday 22nd

exharris

LunaLady wrote: »

I pay a small amount every day. I love getting the statement and seeing these small amounts coming off . In my mind, its someones job to input the payments and they see mine and roll their eyes.

£25.00 for me please Maz.

LOL - I like that image!

Ok, after being inspired by you guys, I have done my first ever PAD - £3.02 off my CC!

Thanks guys Not sure I can do it daily, but will try and do as often as I can!

Igamogam

Having a few days off the PADding - only because overdraft is maxed out - dont need to spend anything so thats OK - however have transferred my ridiculous expensive overdraft onto a 0% deal for 12 months - even with transfer fees I will be saving money - plan is to PAD that card relentlessly over next 12 months to hammer down the over draft then when deal is finished I will pay much reduced amount from current account - I have a rolling overdraft which is just paid each month when salary goes in - havent really attacked overdraft before but as it has been costing me between £45-£50 every month I thought that was money that was best put to paying other CC's - any way thats the plan fingers crossed it works out Will make me work super hard at keeping to a budget too as I do not want to creep into my overdraft for 12 months!

I have some loose change rubble mounting up so If I get to a bank tomorrow I will pay it in against a CC and claim it a PAD - but the weather here has been fab so I may well only get as far as the beach!