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A Payment A Day - Chapter 14

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Comments

  • mandz1
    mandz1 Posts: 2,548 Forumite
    thursday 24th October



    £107.24
    PAD Maker
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £9.71 to The Debt :) Have been AWOL as I have been trying to keep current account in the black to avoid £1 per day OD charges :eek: but it has slipped into red today ( agreed OD) so I have decided to make my usual rounding down PAD as I get paid on Monday :) I have been beavering away at one debt in particular with the rounding down PADs (whilst overpaying other stuff which I record as a PAD as well ) and had the statement today - I pay about £38 on DD and well over £100 has gone by using rounding down PADs - now that is money I would have spent elsewhere and yes the current account has slipped into the red for which I expect to be charged about £4 for, BUT the over £100 in PADs has gone on the debt.........so for me it all makes sense:D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :)

    PAD of £8.45 today to endowment shortfall fund, thanks to another little ebay sale, please Mandz :T

    Have a super Saturday everyone :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,705 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning :)

    No bank changes today so just a round down of £1 to credit card

    Have a lovely day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    I haven't posted for a few weeks but I have been keeping track of my PADs so they total £68.56
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
  • SpottyKnickers
    SpottyKnickers Posts: 71 Forumite
    Could I join this challenge please - it looks fantastic and a great way to keep motivated.

    Started today by paying £1.00 to my Mortgage Overpayment fund
    November Make £5 a day~£17.78/£150
    My Goal - to be mortgage free by August 2023.
    2013 MFW No. 145 £226.92/£1000
    Mortgage Bricks paid for ~ 2/1000 _pale_
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £9.42 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    friday 25th October





    £29.53
    PAD Maker
  • SpottyKnickers
    SpottyKnickers Posts: 71 Forumite
    £1.00 to the mortgage overpayment fund from me please.
    November Make £5 a day~£17.78/£150
    My Goal - to be mortgage free by August 2023.
    2013 MFW No. 145 £226.92/£1000
    Mortgage Bricks paid for ~ 2/1000 _pale_
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :)

    A PAD of £97.29 today to Bank of Scotland please Mandz :T

    Hi and welcome to SpottyKnickers :hello:

    Have a super Sunday everyone :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
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