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Tenant checks?

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Hi guys,

Can anyone tell me what checks an agency (on behalf of the landlord/estate agent) will carry out at a minimum?

Thanks!

Z
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Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    At a minimum? None.
  • sleeps
    sleeps Posts: 22 Forumite
    They will normally employ a company to carry out a credit check, electoral roll for identification check and maybe a call to your employer to confirm your salary.
  • zudecke
    zudecke Posts: 582 Forumite
    What about payslips and/or bank statements?

    Thanks in advance,

    Z
  • monty-doggy
    monty-doggy Posts: 2,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Usually three months of each
  • Debt_Free_Chick
    Debt_Free_Chick Posts: 13,276 Forumite
    10,000 Posts Combo Breaker
    Usually three months of each

    Just to be clear, they can't check your bank statements or payslips, but they'll ask you to supply them
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
  • zudecke
    zudecke Posts: 582 Forumite
    Thanks guys!

    Lastly, do you know how they do employment references? Obviously through third party agencies, but how do they verify this?
  • Guest101
    Guest101 Posts: 15,764 Forumite
    At best the employer can provide them with the dates they started working, they most likely will not provide them with a salary breakdown.

    Verifying references of employment is impossible to 100% standard. But usually contacting a company directly through their HR dept, and receiving references on headed paper etc.

    Just remember emplyment does not equal security these days. and Whilst most landlords are put off of DSS, these are more guaranteed than a salary. There is a big stigma associated with people on benefits, but remember that does not make them bad people.

    I'm currently on Jobseekers, but not through choice, and i have a great work history. I'd be an excellent tenant. (but i own outright and dont need to worry about that just yet)
  • zudecke
    zudecke Posts: 582 Forumite
    Hiya,

    What about a tenant that claims he is is self employed and has no other docs other than bank statements?

    No pay slips or anything as he said thy don't have these... His credit is Ok, and has a number of references including current landlord.

    Cheers,

    Z
  • Guest101
    Guest101 Posts: 15,764 Forumite
    sounds reasonable to me
  • zudecke
    zudecke Posts: 582 Forumite
    Hi guys,

    What previous landlord references will an agency check for?

    I. E. Will they phone the current landlord and /or estate agent, or will they most likely write?

    How do they verify the details for the reference are legitimate and accurate?

    Thanks in advance,

    Z
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