Midsummer NSDness - the June NSD Challenge

IF

July's NSD thread - Click here

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all :hello:

I now have my 15th NSD

Thank you freeby, spoon, Marmite, Cheryl and Sazzie
IF

Jelly_Biactol

NSD 12 for yesterday

Am aiming for another NSD today, but might go out to a comedy club tonight - a couple of well-known comedians trying out their Edinburgh Festival material in an intimate 'room in a pub' setting, so two one-hour comedy acts for £6 (good value, methinks:)).

fedupandskint

NSD 22 today - same as yesterday sat here all day working on my dissertation

ModestyB

Hi all. I'm happy to say my DD is home. She is still seriously ill with multiple P.E.'s on both lungs and DVT but she's on Warfarin for 6 months which we hope will clear everything up. Thanks to you all for your good wishes for her.

Finally managed NSD 11 today.

zenshi

Naughty doglet isn't exactly what I called him :eek:

Anyway, forced NSD 17 today. I say forced as I literally have no money to spend! Will be the same tomorrow but not counting that yet, you never know

beanielou

ModestyB wrote: »

Hi all. I'm happy to say my DD is home. She is still seriously ill with multiple P.E.'s on both lungs and DVT but she's on Warfarin for 6 months which we hope will clear everything up. Thanks to you all for your good wishes for her.

Finally managed NSD 11 today.

Good news for you.

marmiterulesok

ModestyB wrote: »

Hi all. I'm happy to say my DD is home. She is still seriously ill with multiple P.E.'s on both lungs and DVT but she's on Warfarin for 6 months which we hope will clear everything up. Thanks to you all for your good wishes for her.

That's good.I hope that she continues to make progress ModestyB.


#17 taken care of today,so target reached.:DI've put off getting the wok until tomorrow,but have been all round the shops today,comparing prices.

I don't know if I'll get any more nsds,so I'm going to stay at 17.

I got a phone call from the chemist where I get my medication.I've paid too much for prescriptions(it's a bit complicated to explain) and am getting re-imbursed 180 francs.:)

solventsoon

ModestyB wrote: »

Hi all. I'm happy to say my DD is home. She is still seriously ill with multiple P.E.'s on both lungs and DVT but she's on Warfarin for 6 months which we hope will clear everything up. Thanks to you all for your good wishes for her.

Finally managed NSD 11 today.

Great news that DD is home at last, MB, it must have been a worrying time for you all.

Hopefully being at home will help her progress and the Warfarin will clear things up.

((((((hugs)))))) to you all.
spoon xx

solventsoon

Evening everyone :wave:

Another update from me and a few more NSDs to count up. Everyone’s really quiet today, I think this is the shortest update I’ve ever done!!:eek:

Well done to:

fedup - a brilliant NSD no 22,:j:j working on your dissertation is definitely doing wonders for your NSD totals.:T:T
Hope you managed to catch some of today’s tennis as well:)

getting-there - a fabby NSD no 11 :j:jwith just one more left to get your target, woohooo!!:T:T
Hope you enjoyed the fish and chips, sounds good to me!:D

IF - a brilliant NSD no 15:j:j, nearly at your target now, keep it going!:T:T
Love the doglet pic today, what a cutie:D

Jelly - woohooo to NSD no 12:j:j, nearly there now, you can do it!:T:T
The comedy club definitely sounds like good value, hope you enjoyed it if you went... and, if you didn’t, fingers crossed for NSD no 12a:D

marmite - some great wok resisting going on which brings you to:j:j NSD no 17 and your target met, yay!!! :j:j Your prize will be on the new post, hope you enjoy the ice cream.:T:T
Good news on the reimbursement from the chemist and hope you manage to get the wok at a good price tomorrow:)

ModestyB - great news about DD, I’m really pleased to hear that.:A Woohoo to NSD no 11:j:j, just one more to get to reach your target, fingers crossed:T:T

zenshi - oh dear, “naughty doglet” didn’t quite work then.... I hope he isn’t still in the doghouse!!:rotfl::rotfl:
Yay to NSD no 17:j:j, you’re doing brilliantly:T:T, though having no money is definitely an incentive not to spend:D


Ooops.... nearly forgot me...... NSD no 22 for me today :j:j