Midsummer NSDness - the June NSD Challenge

HeadAboveWater

I'm still on 9, so you're correct, but hoping to get no 10 today. I've stuff to get but gonna hold off til tomorrow as I'm treating my SIL to lunch (birthday) so will be spending anyway. Will be back to update later!

Happy hump day all

EDIT:
Yup! I did it! Got NSD #10! :j:j

I doubt if I'll even manage my usual NSDs of 12, never mind the new target of 14! Dunno what I was thinking. Being ever-so-slightly toooooo optimistic me thinks!

Spendy day tomorrow and Friday, and weekends are usually a no-no for me.... at least I hit double figures!! :D

IF

July's NSD thread - Click here

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all :hello:

fedupandskint

No danger of spending today as I'm working on my dissertation and watching a great tennis match

NSD 21

slowlyfading

NSD 15 for me today

Nargleblast

And yesterday puts me on 14 NSDs!!!!!

Payday today so mass exodus of funds form bank account. Am determined to hit target though, so watch this space.....

charleybear

NSD 11
Stayed home and sorted a room management folder out

Candlewick

Spoon, thanks for updating.

My total is correct. I am reporting in with NSD 17 today.

Have a good evening.

CW

kerri_gt

Aloha! Happy hump day everyone - looks like its going to be a decent weekend here too weather wise - its so nice to be able to dry the washing outside again

Pay day today so a ton of transfers and funds to be allocated as funds made a mass exodus from my account too, BUT the only actual spend was £1 on milk - and that's as essential as petrol in this house (actually prob more so!) and doesn't count in the challenge.

So, NSD #15 please :j

Also managed to pick up one of the free BS lipbalms, not sure if I'm keeping it yet or adding it to a potential Xmas gift basket for someone.

Whooo, downhill to the weekend from now on

beanielou

So NSD no 16 today