Midsummer NSDness - the June NSD Challenge

charleybear

Thank you for these monthly threads I really enjoy them and feels so great when I have achieved my goals!
Goal for this month is 20 days
Though I wouldn't mind only achieving 15 days

Sazzie23

Evening all...how did it get to be June tomorrow:eek:

Big warm welcome to newbies, Hanb, Smithy & Boberrella - you don't have to be mad to sign in here - but it helps:rotfl:

See some long-timers have come back, I'm relative newbie here starting by necessity, this thread has changed (and probably saved) my life, and I plan to stick around, nice to meet you:)

And now to the business of the day - in June I am sticking to excluding budgeted but only necessary spends. One part of my budget that seems to get out of control appears to be my phone bill, so for June any phone calls/texts/data etc that are outside my package will be counted as a spend. :eek:

June is 30 days (I think?) so I'm aiming for 22 same as May but with one less day to get there. Need to have a better start than June, but of course am out on Saturday!

So please Freeby NSD 0/22 and
5 in a row

Am enjoying watching Sarah Millican, for some reason the signal is poor but how does it always break up when she gets to the punchline:mad:

Good luck NSD hunting this month

p.s. Marmite/Freeby am ok to continue with Sunday's & can give Monday's a try too for a while if it helps

freebyfifty

So far

there are

27

of us taking part in the June NSD Challenge


:T:T:T:T:T

freebyfifty

Come on - where are you all.
June has begun

freebyfifty

Sazzie23 wrote: »

p.s. Marmite/Freeby am ok to continue with Sunday's & can give Monday's a try too for a while if it helps

Ohhhhh you are a lovely person. That would be fantastic :A

ModestyB wrote: »

P.S. What's happened to your pics Freeby?

Oh burgers :mad: I was tidying up my photobucket folders and must have moved it to another folder, I forgot I had let Jaws out recently :mad:

kerri_gt

freebyfifty wrote: »

Come on - where are you all.
June has begun

:wave: I'm here! Present and correct Lovely start to June, sun is out and the sky is BLUE for once - have even managed to get one of my winter coats in the wash this morning. Hope you all have something lovely planned, and for those that don't have plans - that's what weekends are all about

MissE001

freebyfifty wrote: »

Come on - where are you all.
June has begun

I'm here :j :j - just can't quite believe that June is here too already!!

Welcome to all our newbies - this is about the friendliest thread on t'internet and you'll have great fun reading what everyone's up to, having a moan when necessary....and, oh yes grabbing NSDs :rotfl::rotfl:

I'm in for 15 again this month please. Definite spendy day today though - I have friends coming for dinner and need to buy provisions. So looking forward to seeing them

Happy weekend everyone :beer:

IF

Hiya all and welcome to June's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Mornin' all :hello:


:rotfl::rotfl:

debtfree_future

Hi gang

I'm going for 12 NSDs this month.


DFF