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Midsummer NSDness - the June NSD Challenge
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solventsoon wrote: »Apologies for being MIA for a while. Things are not going well here atm and I've been licking my wounds and trying to dodge all the **** flying my way
:(
No apology necessary! Hope you're ok spoonHere if you need us. And another couple of arms to add in to that big group hug for you
(and apparently no kick up the butt necessary either!!)
Spendy weekend, but expected! Fingers crossed to a good week!!Wealth is what you're left with when all your money runs out0 -
I'm pleased to announce NSD's 6 & 7 over the weekend. I'm hoping today will make it 8 for the 3 in a row, but I'll wait to see how the day unfolds. Hopefully I'll be posting later with a successful result
Have a good week all1% challenge - /100%
NSD Jan 7/15
Weight to lose - 6lb/29lb
Learning from the past but focusing on the future :j0 -
NSD 3 for me yesterday
JCG x0 -
NSD 13 for me today - all going well - deffo enforced no spends days but hey better than going further over!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Afternoon all :hello:
I now have my 10th NSD
Thank you freeby, spoon, Marmite, Cheryl and Sazzie
IF
:eek: :eek::rotfl::rotfl::rotfl::rotfl:"If wishes were horses, then beggars would ride"
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NSD #7 today
Have a pressie to get for my best friend, and I've nooooooooo idea what to get her!
Budget £20 ish, coz I need to post it to her too. She'll be 32, and married with kids. She's not a girlie-girl, and generally doesn't have time to fuss over herself! Clothes are awkward as I don't see her very often to know what she does/doesn't have or does/doesn't like, and she's also lost a lot of weight recently so size will be a grey area. Always seem to end up getting smelly stuffs for her
Any ideas please??
EDIT:
Thought about maybe No 7 skin care stuff maybe, as it's 3 for 2 in Boots at the minute?? Good or bad??Wealth is what you're left with when all your money runs out0 -
freebyfifty wrote: »:heartsmil
Glad to see you posting. I missed you.
You know where I am :heartsmil
Thanks freeby xx :A
Sorry your dog hasn't been very well, it's good to hear she's eating againmarmiterulesok wrote: »It's very hot here -28c,though in some parts 31c:eek:...too hot for me...and set to stay like that for a few days still.It is lovely to have the sun though,just wish it was a bit cooler.
:eek::eek: marmite, that's a bit warm :eek::eek:marmiterulesok wrote: »spoon sorry you're having a rough time of it.I hope things calm down for you.
Thank you xx :A:hello:Spoony sorry to hear its not going so well at the moment, been missing you, even though I'm a lurker so far this week
You know you can share if it helps........:lipsrseal
Thanks, sazzie, and sorry you're having an "interesting" time as well :undecided Thanks for the offer but I'm a bit limited as to what I can say on here unfortunately, for various reasonsThe time you enjoy wasting is not wasted time
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ifwisheswerehorses... wrote: »Sending a big NSD to spoon and all who need a hug today too :beer:
Thanks, If xx :AAwwwww dont apologise Spoon, good to hear from youWell done with the NSDs, inspiration!!
Thank you, suzi xx :AKeep plodding dearest Spoony xxx
Plodding is about the most I can do at the moment, Beanie. Thank you xx :AThe time you enjoy wasting is not wasted time
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HeadAboveWater wrote: »No apology necessary! Hope you're ok spoon
Here if you need us. And another couple of arms to add in to that big group hug for you
Thanks, HAW xx :AHeadAboveWater wrote: »(and apparently no kick up the butt necessary either!!)
I'm sure I could manage an occasional kick up the butt if neededHeadAboveWater wrote: »NSD #7 today
Have a pressie to get for my best friend, and I've nooooooooo idea what to get her!
Budget £20 ish, coz I need to post it to her too. She'll be 32, and married with kids. She's not a girlie-girl, and generally doesn't have time to fuss over herself! Clothes are awkward as I don't see her very often to know what she does/doesn't have or does/doesn't like, and she's also lost a lot of weight recently so size will be a grey area. Always seem to end up getting smelly stuffs for her
Any ideas please??
EDIT:
Thought about maybe No 7 skin care stuff maybe, as it's 3 for 2 in Boots at the minute?? Good or bad??
I like the No 7 skin stuff, HAW, it's one of the few brands I can use on my skin. I'd be really happy to get some of their stuff as a present. If she's not a "girly" girl, how about the shower/body moisturising-type products.
Good luck xThe time you enjoy wasting is not wasted time
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Hiya all and welcome to June's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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