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Midsummer NSDness - the June NSD Challenge
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Good Morning
Sorry I wasn't around yesterday but I have caught up with you all and the front page is all up to date (but something has happened to my in-a-row smilies which I will fix later)
Sazzie - thank you for the updates :A
Spoon - You know where we all are if you need us. Sometimes it is good to offload to a bunch of strangers. I'm sending you a (((((hug))))) :A
Modesty - lots of love to you too. I hope everything is okay for your DD. Another massive ((((hug))))
Have a great Tuesday everyone :TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
There are
44
of us taking part in the June NSD Challenge
and so far we have collected
279 NSDs
:T:T:T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Hello all :wave:
I'm sorry for being a useless NSD'er and being AWOL. I find things a bit difficult around Fathers day after losing mine a couple of years ago so I tend to just have some me time and avoid people
I managed a NSD yesterday and there's no reason today shouldn't be one too but I'll confirm that later just in case!
I believe that takes me to 4 NSD so far! Fully on track to hit my target even after a week or so of not grabbing any.
Hope you're all well and hugs to those that need themx
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Nargleblast wrote: »Spoon
Sorry life is a bit carp at the moment. This soon will pass, keep telling yourself that. And remember you have a virtual family on here who are rooting for you.
Thanks Nargle, words of wisdom as always x :A
Spoony – life is complicated,but it will get better – should I be saying chin up or head down? :wall:Either way your NSD mates are here for you
I think it's head down and gritted teeth at the moment, sazzie, hopefully the chin will be up again sometime soon x :Abottleofred wrote: »Good Morning folks,
Just popping in to declare NSD8 for yesterday:beer:, before leaving for the gym:). I have only had a chance to scan the posts, so am sending hugs to spoony and anyone else who needs them:)
Thanks, Red x :AThe time you enjoy wasting is not wasted time
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I've not had an nsd for the last few days. DD went into hospital on Friday, they've found clots in her lungs plus in her leg. Been such a strange few days.
Sorry to hear about your DD, MB, sending you both a massive ((((hug)))) and lots of well wishes
Take care hun xxxfreebyfifty wrote: »Good Morning
Sorry I wasn't around yesterday but I have caught up with you all and the front page is all up to date (but something has happened to my in-a-row smilies which I will fix later)
Oooh... hope you find your smilies, Freebyfreebyfifty wrote: »Spoon - You know where we all are if you need us. Sometimes it is good to offload to a bunch of strangers. I'm sending you a (((((hug))))) :A
Thanks hun x :AHello all :wave:
I'm sorry for being a useless NSD'er and being AWOL. I find things a bit difficult around Fathers day after losing mine a couple of years ago so I tend to just have some me time and avoid people
I managed a NSD yesterday and there's no reason today shouldn't be one too but I'll confirm that later just in case!
I believe that takes me to 4 NSD so far! Fully on track to hit my target even after a week or so of not grabbing any.
Hope you're all well and hugs to those that need themx
Sending you a (((hug))) as well, hanb. You're not useless at all, you've nabbed 4 NSDs so be proud of them :T:T
Thanks for the updates, sazzie :A
I'll be back later, my turn for an update after missing the last threeThe time you enjoy wasting is not wasted time
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solventsoon wrote: »I'm sure I could manage an occasional kick up the butt if needed
Good to know!solventsoon wrote: »I like the No 7 skin stuff, HAW, it's one of the few brands I can use on my skin. I'd be really happy to get some of their stuff as a present. If she's not a "girly" girl, how about the shower/body moisturising-type products.
Went for the No. 7 skin care stuff. 3 for 2 plus a £5 No. 7 voucher, so I got £24 worth of stuff for £11
I had also printed out a voucher at the kiosk for 150 extra points when you spend £15. Made sure we put that through before deducting the £5! When I left the shop I checked my receipt and it wasn't there. Went back and spoke to the girl and she added it on manually!!:D
So £24 of stuff for £9.50 technically!! Bargain!I've not had an nsd for the last few days. DD went into hospital on Friday, they've found clots in her lungs plus in her leg. Been such a strange few days.
Hope DD is doing ok. Stay strong *hug*... ill just have to have wine tonight
Nice??Headabove - you are a nice friend to buy pressies - thought about a DVD ? NSD7:j:j
She's a good friend and deserves it
Went for the No. 7 stuff just. Hopefully she'll like it!!
Did you get your chocolate Sazzie??
Hugs to hanb too! Hope you're feeling more 'you' after some 'me' time
Not a NSD today obviously, but gotta get the head down for the rest of the month!
Keep smilingWealth is what you're left with when all your money runs out0 -
Had a spendy few days but pleased that I only spent what I had budgeted for on food, birthday present, big night out. Plus some sales over the weekend so my contribution towards a cash neutral Xmas is growing nicely.
Yesterday and Sunday were
NSD #9 & 10 so 16/10
More than half way to my target with 2 weeks to go so quite pleased.
Sorry to read that some are having a hard time and sending hugs to all who need (or want) them0 -
Morning all :hello:
ModestyB thinking of you and your DD"If wishes were horses, then beggars would ride"
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Morning everyone. Here to report NSD #11- I finally feel like I am getting back into my NSD groove *wiggles* but my parents are due here any minute & this is going to be a testing time. Mum likes to spend, but they don't really have any money coming in apart from Dad's pension & it costs them £90 in petrol to get here alone. They insist on staying in a hotel (we have a 2 bed flat & zero space with Jellytot here) so I try to pick up the slack in food shopping while they treat Jelly.
ModestyB & Solventsoon - huge hugs to both of you. These things are sent to try us but just remember 'this too, shall pass'
Have a good day all, huge to anyone else who may need them! x
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Hiya all and welcome to June's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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