Midsummer NSDness - the June NSD Challenge

freebyfifty

There are

41

of us taking part in the June NSD Challenge

and so far we have collected

98 NSDs

:T:T:T:T:T

liltdiddylilt

Good morning!! Thank you for the welcome Kerri - I do hope you can all keep me on the straight & narrow!!

Today should be NSD #4 with a bit of luck! I'm at work, dinner is planned & being cooked by OH, DD is not in need of anything & so I can hunker down for the day & forget my purse exists. I'll check back in tonight once the shops have shut :rotfl:

Have a good day all

IF

Hiya all and welcome to June's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all :hello:

I now have my 4th NSD

Thank you Freeby, Spoon, Marmite, Cheryl and Sazzie
IF


I'm a wigglin' :dance:

purple.sarah

freebyfifty wrote: »

Good Morning

It is the long awaited Friday :j Hope everyone has something lovely lined up for the weekend.

No NSD for me again yesterday :mad: I was actually driving home from work thinking I had such a good day. I hadn't spent anything, I was looking forward to going for a run with my BFF and I had eaten healthily all day..................cue everything going wrong and I ended up having to take the dog to the vet, missing my run and getting a takeaway for tea :o:o:o

Never mind, there is always today

Don't worry, we all have days like that. I hope your dog is OK.

fedupandskint

I can happily declare today as a NSD due to careful planning of drawing out money in advance for my haircut.

NSD 5

EverTheOptimist

NSD #4 for Thursday.

Was aiming for one today but we're having a curry tonight which will come out of joint account so not a spend day but fancy a nice cold can of coke to go with it. Really fancy the champagne that we've got but don't want to drink alcohol whilst feeding my little man.

ETA - freeby hope your dog is ok. xx

flowerofscotland

Yesterday wasn't a NSD as I met some friends for lunch and it was my turn to pay. But I didn't spend anything else which I'm pleased about.

Today will also be a spendy day as my groceries will be delivered and therefore paid for today and I've also paid the milk and papers bills. But what I'm delighted about and have to share is that I sold 5 items on fleabay and it didn't cost me a single penny to post them because I used the stash of stamps I bought a while ago before the prices increased. I posted 5 small parcels 2nd class which cost £2.60 each which is 4x2nd class and 1 x 1st class stamp on each. I paid for the stamps initially (though they cost less than 50/60p) so I feel justified in charging the buyers postage but it means that the profit from my sales is higher :j

Thanks as always to all those who keep this thread up dated

azlan

Can I join the merry crew? I know it's a bit late but I'm trying to get into the no spending mindset!!! Can I go for 10 days this month with 1 NSD so far ......

tinycrush

nsd #2