Midsummer NSDness - the June NSD Challenge

HeadAboveWater

cw18 wrote: »

No set numbers on the walk - only problem is that beds are 'first come first served', and as far as I'm aware the only one you can book in advance is the French one for the night before you start the Camino.

I'm heading out on my own.... OH is totally supportive, but my kids think I've totally lost it

Got NSD #2 today! :j

Was gonna be thoughtful and get garlic bread to go along with our pasta tonight for me and OH, but OH annoyed me so I stuffed it back on the shelf again!

Nargleblast

Well, the NSDs are being a bit coy at present, not coming near enough to catch. However, I think I spot a couple in the distance lurking around Friday, so will get the hunting nets ready for then.

Enjoy the sunshine, gang!

Nargleblast

CW18 - you must be stark raving bonkers! Your holiday plans exhaust me just reading about them! However, I definitely approve of the planned outfit. A girl can never have too much pink.

bottleofred

Good afternoon folks from a warm and sunny NI:eek:

It has been a lovely day in NI today and of course I was stuck inside training! I had to pay my rent today and also pay a parcel, so no NSD for me! I hope everyone is well as I haven't yet had a chance to catch up on the posts.:)

slowlyfading

NSD 2 for me today

cw18

Nothing spent so far today, but getting the serious munchies now (down to yesterdays long walk, and a 1 mile swim I managed to fit in this morning before having to go to an appt just after lunch). Already almost walked through the door a couple of time to go and buy something incredibly bad for me (like biscuits) which I don't want to do!!!

So I'm going to declare today as NSD #3 to stop myself going


And then I'll raid the kitchen to find something incredibly bad for me like sponge pudding and ice cream :rotfl:

fedupandskint

A spend day today - drew money out for haircut on Friday then caved into a choc ice this afternoon after was hot at work.

IF

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Brilliant you made the email again freeby :beer:

The_Dragon

Dragon hurtles in with something (which is struggling) clenched in her jaws, Igor lurches forward holding the cauldron and with a sigh of relief the Dragon drops NSD 4 into it.

IF

Hiya all and welcome to June's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!