Is it possible to pay a Credit Card with another credit card?

iAMaLONDONER

Just out of curiosity can I pay a CC with another CC?

Don't get me wrong I pay off in full (unless I have 0% where min payments +2 quid extra to avoid min payment on CRA ,of course)

It's just because I want to maintain a decent spend on my original card with a higher limit . The card I use now has 0% for 3 months ...

Edit: I do NOT mean a balance transfer
I mean with Capital One I can pay with a debit card but not a CC, do others allow a CC

zingarina

It's called a balance transfer and it normally attracts a 3%+ balance transfer fee.

pimento

Wouldn't that be a balance transfer? You'll usually be charged for one of those on a percentage basis.

The_Boss

<dodgy advice deleted>

DunPin

With HSBC, I once paid my credit card with my dads credit card (as I had no money in my bank account at the time) so I presume it is possible.

TheGenerus1

Creation (Sygma Bank) credit cards allow payment from Visa credit and Mastercard credit cards.

iAMaLONDONER

DunPin wrote: »

With HSBC, I once paid my credit card with my dads credit card (as I had no money in my bank account at the time) so I presume it is possible.

TheGenerus1 wrote: »

Creation (Sygma Bank) credit cards allow payment from Visa credit and Mastercard credit cards.

Thank you that's what I meant!

unfortunately I have neither a HSBC or Creation card

iAMaLONDONER

zingarina wrote: »

It's called a balance transfer and it normally attracts a 3%+ balance transfer fee.

pimento wrote: »

Wouldn't that be a balance transfer? You'll usually be charged for one of those on a percentage basis.

Sorry but I didn't mean Balance transfer

No way am I paying 3% or (even more depending on the card!)

I meant making a payment of a CC bill with another credit card

Apparently HSBC and Creation card allow this...

zingarina

Ok but on the card that you are using to pay with - wouldn't that be treated as a cash advance? It wouldn't be treated as a purchase, right?

iAMaLONDONER

zingarina wrote: »

Ok but on the card that you are using to pay with - wouldn't that be treated as a cash advance? It wouldn't be treated as a purchase, right?

I don't know? It'll be good to find out ?!

TheGenerus1

zingarina wrote: »

Ok but on the card that you are using to pay with - wouldn't that be treated as a cash advance? It wouldn't be treated as a purchase, right?

On a couple of occasions, I used my Capital One credit card to make a payment to my creation credit card (not really advisable paying a credit card with a credit card though). The payment registered on my Cap One statement as mail\phone order and counted towards my purchases, no cash advance was triggered when I made this payment.

This was Cap One so not sure how other credit card companies handle this. I pretty sure I made a payment via my Vanquis as well (to my Creation card) and no cash advance was triggered.