British Telecom

A_Flock_Of_Sheep

Experian_company_representative wrote: »

Utility companies are beginning to share customer payment data with the credit reference agencies as it helps them make better informed decisions about new and existing customers, so this is certainly something you should expect to see in the future. An organisation can only carry out a full credit check if it shares details about its own customers.

James Jones

And if the account is in the name of my Late Husband who are they sharing the data with? It is highly unlikely he will be applying for credit any time soon.

Experian_company_representative

Sorry, it would probably be wise to change the account over into your name or to close it. As you say, any data recorded in your late husband's name is unlikely to be accessed.

James Jones

stclair

BT have started reporting to Equifax again.

https://equifaxuk.custhelp.com/app/answers/detail/a_id/276/~/why-is-my-bt-account-information-now-appearing-on-my-report%3F

As the account is in your late husbands name it will/may show on there report.

A_Flock_Of_Sheep

stclair wrote: »

BT have started reporting to Equifax again.

https://equifaxuk.custhelp.com/app/answers/detail/a_id/276/~/why-is-my-bt-account-information-now-appearing-on-my-report%3F

As the account is in your late husbands name it will/may show on there report.

I don't really approve of companies reporting to CRAs. My current account doesn't as of yet so ill keep the phone bill as it is. You are kind of conscripted. You can't opt out of firms doing it.

Ady87

BT Shows on my Equifax report, and it shows since i took it out in 2010.

A Flock Of Sheep, i don't get what benefits you think you stand to achieve by not changing it in to your name?

R_P_W

Why does it matter as long as you pay your bills in full and on time?

stclair

Is there a reason why? The question is actually being asked?

Gordon_Hose

A_Flock_Of_Sheep wrote: »

I don't really approve of companies reporting to CRAs. My current account doesn't as of yet so ill keep the phone bill as it is. You are kind of conscripted. You can't opt out of firms doing it.

If you don't agree with companies reporting to CRA's you can opt out by not taking their services.

Always a choice.

Buzby

I love the expression 'share' when what they mean is 'broadcast' to anyone in the same CRA club.

The nonsense that it has anything to do with credit reporting is long gone - it is the ability to snoop, and as the CRA's refuse to supply this data unless you give them yours in return, it is all very cosy.

Gordon_Hose

Like I said, there's always a choice.