June's 2013 BR Club 24 May 2013 at 12:40PM edited 16 July 2013 at 2:25PM in Bankruptcy & Living With It 87 replies 10.4K views

Helpmeoutofthismess

nikki_84 wrote: »

Well it's 12 months today for me! How will I know if I'm discharged? Will I just get a letter in a few days/weeks to tell me?

I was kind of hoping for a fanfare etc! It's been a long year! �� ha ha!
Hope everyone has managed a difficult year!x

Hi Nikki, here is to your fresh start as well :beer:

If you type your name in here http://www.insolvencydirect.bis.gov.uk/eiir/IIRMasterPage.asp you will find your entry on the IS website, if you click on your surname you will get more details and see that you have been discharged . Print off a few pages because the entry disappears in 3 months.

H x

nikki_84

Thanks folks! I had a look, it says discharged 04/06/2014!
Time to commence operation clean up! Woo hoo!!

wharty

Well my year is over. Will be Discharged at midnight tonight!

IF

nikki_84 wrote: »

Thanks folks! I had a look, it says discharged 04/06/2014!
Time to commence operation clean up! Woo hoo!!

Congratulations nikki :beer:
Bestest
IF

IF

wharty wrote: »

Well my year is over. Will be Discharged at midnight tonight!

How exciting wharty, I know I say this all the time but this year has gone quick, here's to you and your family :beer:
Bestest
IF

Helpmeoutofthismess

Yay! TheGardener, I bet you are excited about your AD tonight :beer:

So, will you be waiting outside barclays in the morning clutching a copy of your discharge notice, I bet you are looking forward to having internet banking again! :j:j

H x

TheGardener

Helpmeoutofthismess wrote: »

Yay! TheGardener, I bet you are excited about your AD tonight :beer:

So, will you be waiting outside barclays in the morning clutching a copy of your discharge notice, I bet you are looking forward to having internet banking again! :j:j

H x

I'm really quite looking forward to it! I made an appointment 2 weeks ago and will be seeing my local Barclays manager on Friday with my print out from the IS website in hand!! I'm also looking forward to being able to open an account for the teenager - I've already asked and they said it was fine after tomorrow.
I have learned to live without internet banking but it is still a real inconvenience not having it especially for paying school for trips etc - One great thing that's come out of BR is discovering the joys of credit unions and I wont be giving my CU account up any time soon - in fact if I ever win the lottery they are one of the 1st good causes I would fund

IF

Congratulations on your AD TG :beer:

Bestest
IF

Helpmeoutofthismess

I can't believe it's been nearly 3 months since I was discharged, I can't wait to drop of the insolvency register in a couple of weeks :j

Next step operation clean up file, none of my old creditors have marked my account as settled automatically, looks like I have lots of letters to post!

H x

wharty

Hi all, long time no speak.

I always said I would come back to this post when my 6 years was up so here I am.

Having a late night tonight so I can watch my old defaults fall off my files after midnight. Only one will remain but that will be gone by the start of July. That one is my fault for not chasing up the creditor when I asked for the dates to be corrected.

So if any of the June 2013 are still about then here's to the future!

P.S We bought a house last September with Skipton while bankruptcy was still on file so there is hope for you all.

Cheers.