Tesco Credit Card- Acceptance? Proof of ID?

iAMaLONDONER

Hello,

I applied for Tesco CC on Sunday and they said they might be able to give me a card.

They asked me to send in proof of ID- where can I get free certification? Or can I send originals- I can send of my DL if necessary

Am I likely to get it? Btw they quoted 21.9% APR and 550 limit

Are they a good people to have CC with?

chanz4

yes likely are to

iAMaLONDONER

chanz4 wrote: »

yes likely are to

What was your experience, may I ask?:money:

iAMaLONDONER

Innovate wrote: »

£550?

A weeks salary of a credit limit.I would tell Tesco's to shove it mate.

But I'm 18 so I can't be too choosy (yet!)

Still I can ask for a limit increase in the next 18 months before the 0% expires lool!

[Deleted User]

In my experience, if a card company asks you for proof of ID once you have applied then it usually means that you will be accepted once you have satisfied their requests. They will have already credit scored you and if they intended to turn you down flat they would have done so.

They should have given you instructions as to who can certify copies of documents, most of whom will charge a fee. I'd stear clear of any professionals (solicitors, notaries etc as they will probably charge quite a bit). I believe the post office will do it for a nominal fee or if you happen to know a police officer or HMRC officer then I believe they can do it. I've always thought about approaching a jolly looking policeman and asking if he would be willing to do it but I've never actually done it in the end. No doubt there will be some regulation nowadays that means they're not allowed to.

iAMaLONDONER

Lazyloki wrote: »

In my experience, if a card company asks you for proof of ID once you have applied then it usually means that you will be accepted once you have satisfied their requests. They will have already credit scored you and if they intended to turn you down flat they would have done so.

They should have given you instructions as to who can certify copies of documents, most of whom will charge a fee. I'd stear clear of any professionals (solicitors, notaries etc as they will probably charge quite a bit). I believe the post office will do it for a nominal fee or if you happen to know a police officer or HMRC officer then I believe they can do it. I've always thought about approaching a jolly looking policeman and asking if he would be willing to do it but I've never actually done it in the end. No doubt there will be some regulation nowadays that means they're not allowed to.

That makes sense, I guess it wouldn't make sense to do all this without giving me the card!

I have to send it in original bank statement anyway so I'llsee what happens

iAMaLONDONER

Lazyloki wrote: »

In my experience, if a card company asks you for proof of ID once you have applied then it usually means that you will be accepted once you have satisfied their requests. They will have already credit scored you and if they intended to turn you down flat they would have done so.

They should have given you instructions as to who can certify copies of documents, most of whom will charge a fee. I'd stear clear of any professionals (solicitors, notaries etc as they will probably charge quite a bit). I believe the post office will do it for a nominal fee or if you happen to know a police officer or HMRC officer then I believe they can do it. I've always thought about approaching a jolly looking policeman and asking if he would be willing to do it but I've never actually done it in the end. No doubt there will be some regulation nowadays that means they're not allowed to.

I got rejected for the card btw!

Cash_Flow

iAMaLONDONER wrote: »

I got rejected for the card btw!

I take it Tesco did not like your bank statements?

FireWyrm

iAMaLONDONER wrote: »

I got rejected for the card btw!

Perhaps this is a good time to ask yourself whether you really need a credit card at this time....

Many who get one often wish years down the line that they had not. Unless you are planning to buy a large item which makes use of the purchase protection offered by credit cards, there really isnt any reason to have one at all. We used to get by just fine without them.

iAMaLONDONER

FireWyrm wrote: »

Perhaps this is a good time to ask yourself whether you really need a credit card at this time....

Many who get one often wish years down the line that they had not. Unless you are planning to buy a large item which makes use of the purchase protection offered by credit cards, there really isnt any reason to have one at all. We used to get by just fine without them.

I had no interest in using it to buy thing I couldn't afford- I was looking forward to a long 0% offer and lots of clubcard points but thanks for your concern!

System

Have you tried your own bank - they will probably give you card with a modest limit and will probably have a 0% offer.

iAMaLONDONER wrote: »

I had no interest in using it to buy thing I couldn't afford- I was looking forward to a long 0% offer and lots of clubcard points but thanks for your concern!