I'm Debt Free!! YAY!!!

southernscouser

brainfreeze

Well done.....

.....................and even more so considering how easy it would have been to spend some of the money you came into and just keep paying via payplan - which just goes to show how everyone on DFW has changed their views on debts.

Go on...how many of us would - in times gone by - have either paid off the credit cards/loans with such a windfall only to have then built the debt up again? Me for definite.

If....if...if.....(on her knees and praying;) ) I ever get a windfall I will now be doing just as chelski has done...straight off the debts and reducing the date by which I am debt free.


CONGRATULATIONS CHELSKI .......that'll be me posting a similar thread in 47 months:T

chelskigirl123

Hi All,

Thanks for all of your lovely words of congratulations and yes being debt free feels much better than spending!!

I intend to set up a standing order to my Mum's account for my Payplan money as I would love to have sight corrective treatment. It's a luxury I know but at last I will have saved up for it rather than got it on credit.

I will never be in debt again (apart from the mortgage!) I have learnt a valuable lesson.

The extra bonus was that payplan have returned my last 3 payments and it was my daughter's 6th birthday on Saturday so for the first time ever I was in a position to be able to spoil her a little. That felt fantastic!!!!!

Keep up the good work all of you - I will still be posting for encouragement and support. I really do understand as I remember being in tears during my initial assessment phone call to Payplan but they were so good!!

Chelski x

ani*fan

WELL DONE!!!!

I'm delighted for you.

GettingThingsDone

Well done! Hope to be there one day!

taxi73

Well done and 3 payments back what a bonus

teecee152

Congratulations !!!

Well Done, I bet you feel fab!!!:T :T :T

debtfreewannabee_3

Congratualtions And Don't Get Yourself Into Debt Again. !!!!!!

Bimble_2

chelskigirl123 wrote: »

I intend to set up a standing order to my Mum's account for my Payplan money as I would love to have sight corrective treatment. It's a luxury I know but at last I will have saved up for it rather than got it on credit.



Chelski x

Awww Chelski, I'm sooo pleased you are debt free! :T
and like someone on one of the other post replies said, Brilliant that you didnt use your windfall elsewhere and just keep yourself in debt.. Well done for getting your self OUT of it! :beer: :j

Like someone said the other day, we learn a huge lesson by getting ourselves into so much debt, and the saddest/ hardest part is the time it takes to get ourselves back out of it, its the LONGEST lesson isnt it. It's hard when our lighbulb moment finally hits, then the long slow slog to dig ourselves back out. (Which as you can see by my debt, is going to be a very long time)

I think you absolutely DESERVE to treat yourself to the sight correction.. and like you said.. paid for! not on credit! thats fantastic!

JAMIEDODGER

well done to you and huge congratulations:D