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I'm Debt Free!! YAY!!!

Hi All,

I promise I am not gloating but as of yesterday I am debt free!!

18 months ago I went to payplan as I had run up debts of £12500 whilst a single Mum. Stupid, I know but there's hindsight for you.

Payplan were great and negotiated with my creditors.

Then December last year I was in a position to make my creditors offers as I came into a nice lump sum.

Yesterday, paylplan finaaly called me for my last payment. YAY!!

They had negotiated for a total of about £7500. I recommend them to everyone!

Keep up the good work everyone - there is ligh at the end of the tunnel!!

Chelski x
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Comments

  • Bunny
    Bunny Posts: 529 Forumite
    Part of the Furniture Combo Breaker
    Well Done :j :beer:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Really pleased for you Chelski, well done for tackling the debt and congratulations!!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    :T that is great, well done :T
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • WELL DONE YOU - hope you enjoy and keep up your debt free lifestyle. :D
  • catewithers
    catewithers Posts: 502 Forumite
    Part of the Furniture Combo Breaker
    Congratulations!!!!!! :j
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations! :beer:

    Do you plan on using your payplan payment money for something in particular now?
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Well Done you!!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done! Just make sure you stay debt free! Keep posting on here to give others support too x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Well done :j

    You must be thrilled.

    jx
    Debt at LBM £15231.43:eek: now £11397.43 Coming Down :D
    Snowball says DFD [strike]March[/strike] Feb 2010
    Official DFW Nerd No: 218 ;)

    Proud to be dealing with my debts
  • Mrs_Dawn
    Mrs_Dawn Posts: 206 Forumite
    Well done you!!!!! Must be a great feeling. Keep up the good work ok.:T :rotfl:
    DFW Nerd 410:T
    Proud to be dealing with our debts:j
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