credit report

stuartvin · 23 May 2013 at 12:01PM

The_Boss wrote: »

So looks like a profitability issue meant you were not scored highly enough by them. On your salary that £6k could be repaid within a few months.

Just a shame it wasn't the other way around - you got the car on finance and used the cash for what you need the loan for.

Thanks for reply
Understand what you mean, just thought i would of been a better bet on the loan being repayed.

iAMaLONDONER · 25 May 2013 at 9:05AM

stuartvin wrote: »

Thanks for reply
Understand what you mean, just thought i would of been a better bet on the loan being repayed.

At least they aren't the only lenders- try the others!

The_Boss · 25 May 2013 at 10:32AM

If you apply again try doing so for £7.5k or more. Most lenders give better interest rates at this amount and you can use the excess to overpay anyway.