New baby for 40% tax payer: Any support?

bloolagoon

nannytone wrote: »

no the OP isnt losing 40% of their income aftert tax allowance.

they only pay 40% of income above the thresgikd, not on their entire earnings after their personal allowancwe.

i dont know what the threshold is at the moment, but if they earn 40k and have a company car then they are only paying 40% on 2 or 3 k of the total amount at most

Their wife is going from £25,000 to £130 a week. For them as a couple they are facing a drop in terms of take home to that value especially when maternity ends.

nannytone_2

bloolagoon wrote: »

Their wife is going from £25,000 to £130 a week. For them as a couple they are facing a drop in terms of take home to that value especially when maternity ends.

and isnt that their choice?
should they be compensated for making that choice?

no one is forcing the op and his wife to start a family. they are doing it becausse they want to.

they still have a healthy income compared to many who also get no state help.

JencParker

Unbelievable. Hopefully the OP has got his answer (somewhere in there), but the vitriol is unbelievable. I thought this board was supposed to help those who needed it but there seem to be a number of members who visit this board just to be unpleasant to those asking questions about benefit entitlement.

What an unpleasant bunch you are!

bloolagoon

nannytone wrote: »

and isnt that their choice?
should they be compensated for making that choice?

no one is forcing the op and his wife to start a family. they are doing it becausse they want to.

they still have a healthy income compared to many who also get no state help.

Yet those on benefits who chose to have children and are supported fully by the state, that's ok?

All they did was ask what help and make an observation of wow 20 pound is all it costs, no more, no less.

Yet you cannot comprehend losing 40% of total income including housing makes you ask the question. For anyone losing that percentage of income it's valid to ask if there is help. After paying housing and council tax, that £40,000 won't give the disposable income you seem to think.

nannytone_2

and i have said time and time again that people on benefiys shouldnt be allowed to just keep chicking out children with the knowledge that their benefits will simply increase to reflect their choice!

i tols ther OP within the first few posts that he would get £20 a week child benefit.
then came the sarcastic remark followed by the customary attack on me ( doesnt bother me as i'm usaed to it) because i chose to take issue with the remark.
the OP has been instrumental in keeping the thread running when they could have stopped when the answer was given

yes of course losing his wifes income will impact, but it isnt like they will be left on the breadline, and i would have thought that this would have been looked into before deciding to have a baby

i assume his wife will return to work after maternity leave amd so things will get back on an even keel.
there will be childcare costs, but choosing to bring another person ( and a more costly one) into the family, will alwaus have financial consequences

StormyWeather_2

Wow, I didn't realise babies would be that cheap to keep!

I read that as a jokey comment.

I also read their initial post as asking if they can get any help rather than expecting, or feeling entitled.

People should be able to come to this board and ask for help, without being judged. It doesn't matter how much they earn.

Pippin12

The OP was merely checking out whether he'd be entitled to any help, which is the purpose of this forum after all. There is simply no need for the unpleasant remarks.

bloolagoon

nannytone wrote: »

and i have said time and time again that people on benefiys shouldnt be allowed to just keep chicking out children with the knowledge that their benefits will simply increase to reflect their choice!

i tols ther OP within the first few posts that he would get £20 a week child benefit.
then came the sarcastic remark followed by the customary attack on me ( doesnt bother me as i'm usaed to it) because i chose to take issue with the remark.
the OP has been instrumental in keeping the thread running when they could have stopped when the answer was given

yes of course losing his wifes income will impact, but it isnt like they will be left on the breadline, and i would have thought that this would have been looked into before deciding to have a baby

They simply asked so they could plan their finances the amount could have been higher or lower. It was a simple question yet you attacked them for making a comment of wow Babies are that cheap, which is a common response. It was tongue in cheek yet you picked on this and attacked him, given all your posts on losing a small amount of total income, you of anyone should realise when you drop your income and in this case have additional expenses its best to facts to prepare and budget. You said it was offensive that they'd even ask a question.

Pippin12

People castigate you Nannytone for receiving so much state help - but you claim what you're entitled to, no more no less. You can't blame the OP simply because he had the audacity to question whether he would be entitled to anything.

clemmatis

Credit-Crunched wrote: »

Your naivety is quite staggering to think that the benefits system is an efficient and fair way to reward those most in need.

9% of benefits claimants come from families where 2 (yes 2) generations of adults have not worked. As in not paid a penny into the system, yet habitually and systematically abuse it.

I agree that the welfare state as a savior for the elderly, weak and vulnerable is a notion we should be proud of and cherish.

However, to think it is in that current guise is staggering naive.

The system is abused by hundreds of thousands of cases, people too lazy to work, people fraudulently claiming, people not working 'coz i gets more on benefits'

I suggest that you take off your fairy tale hat and rose tinted glasses and start doing some solid qualitative and qualitative research.

I have a 350 page thesis on the subject matter if you wish to have a copy

No need for your thesis and no real need for qualitative research. A link to the already published statistics will do nicely.

My admittedly fast research found this

The Labour Force Survey showed that in the spring of 2010 only 0.3 per cent of multi-generational households were in a position where both generations had never worked – or in other words just 15,000 households in the entire country.

Of these, in 5,000 households the younger generation had recently left full-time education within the last year, meaning that they may well have only recently started to look for a job.

Where families don’t live together in the same house (see the British Cohort Study, the National Child Development Study and the British Household Panel Survey) the same holds true. There is very little evidence of even two-generations of families never having worked.

Could/would you tell us what's wrong with this?