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Tues 14th May - What small DFW things will you do today?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :D

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :T

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.
LBM 11/06/2010: DFD 30/04/2013
Total repaid: £10,490.31
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Comments

  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 May 2013 at 7:16PM
    Morning all! I'm the early bird again! At least I'm up and about unlike OH (still masquerading as a pig-in-blanket all wrapped up in quilt)

    I hope everyone is feeling better today. Dodgy group hug!:grouphug:

    I was so restrained yesterday. It got really nippy in the evening but I refused to put the fire on. Got a warm drink and a blanket. Was still cold but didn't cost as much!

    Today's mission:

    Check online banking - done. New savings pot account has appeared.

    B/L/D from stores - think I have some left over sausage casserole in the freezer and some potatoes that DEF need using up (mmm mash) - yup so it is.

    Continue healthy eating. (was VERY heavy this morning) - hmmmmm

    Check seedlings. (need not to obsess about them :o) - one of the stupid butternut squash leaves cannot get out of seed casing and broke off as the grew! Have dug out the others to prevent this

    Check tax code - can't remember if it's right now the new allowance has kicked in - cheers Ally, just needed to check my payslip and it's correct

    Try and get off my butt at lunchtime and go for a walk. Something about my office seems to suck all the oomph right out of me :cool: - noo, couldn't face it

    Have another look at spreadsheet. Apparently next month, with no debt repayments I will be skinter than ever?! o.O

    Must sort dandelion wine tonight. not happening :cool:

    Have a good one guys :)
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 14 May 2013 at 10:04AM
    Morning carrie :wave: thanks for starting us off :D

    Can you tell me how many danellions you picked for your wine? Im gonna give it a bash!

    Ok things for the day (I must not waste my time on MSE, I must not...)

    * [STRIKE]checked banking[/STRIKE] - spreadsheet is £30 out so will to reconcile that at some point :(
    * checked cc statement travel ins hasn't been refunded yet...
    * all meals from stores - look through cupboard & fridge and enjoy I use up what's needed to today... steak out of freezer for oh. Might make him a rice thingy so he can have it with his dinner tonight. He is doing some freelance work and is working all hours at the moment...
    * bananas out of freezer to make banana bread for oh (got to be inventive if I want to get him to stick to our fiscal fast! Also going to make some weetabix brownies while oven is on ;)
    * go and pick a mountain of dandellions and start the process...
    * have dug out bucket for seeping dandelions, cleaned it and it is sterilising as I type :)
    * do some filling ready for painting & a bit more sanding
    * get my car ready for starting work -clean, oil, water, tyre pressure, petrol
    * drop off sack barrow to old work place while in town
    * take some old phones to a recycling shop for the charity I work for
    * call my boss and tell her I have my CRB and agree a start date
    * visiting friend this evening. Will pick up a melon for desert

    Ok think that's all I have to do! Have a great day everyone x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Morning all and thanks to carrie for starting us off today. I just need to get through today then my boss goes to USA for three weeks so a bit of peace for us workers!

    So far:
    • Breakfast from stores
    • Made packed lunch to take to work
    • Fed and watered the chickens
    • Checked banking :eek:
    • Checked for surveys - just 5p left and they've dried up as usual :mad:
    • Boxed 6 eggs for colleague in payment for my lifts
    I will also:
    • Get a lift to and from work with a colleague
    • Drink free coffee/water at work
    • Keep checking for that last survey
    • Charge iPad away from home
    • Dinner from stores
    • Move all my printed-off recipes into a folder so I don't end up printing them again thus saving paper and ink
    • Snuggle under a quilt tonight and not light a fire
    That'll do me for today. Have a good one folks,
    Stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    morning all!

    This morning I am going to make a bolognaise for myself for lunch and for hubby and dd when they get in to save them cooking

    So hoping for all meals from stores today which should hopefully lead to a no spend day.
    Need to get back on track with £2013 in 2013 so am going to have a look for mystery shops

    Going to enter daybreak comp:beer:

    Have a good day everyone xxx
    On a mission
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning carrie :wave: thanks for starting us off :D

    Can you tell me how many danellions you picked for your wine? Im gonna give it a bash!

    Just quickly cos am in work *whistles*

    The recipe I had was from the SelfSufficientish book. It calls for a pint jug full of dandelion heads to make 2 bottles of wine (I had a lot of dandelions so I just doubled up accordingly). They didn't mention it but most recipes then recommend that you pull all the petals off the green stuff, which I did. It's probably best to pull the petals off quite soon after you pick them because they start to close up quite soon.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Morning

    Love the seed obsessing carrielovesfanta very funny.

    Good luck with your Dandilion wine making Determined New MS. I have to say i always giggle as I type your name as to me it read 'Determined new Mz' as in the name instead of Mrs. So I picture you as a real determined lady :)

    Today, coffee and cake at a friends with the kids. I am taking the cake which is already made and in the fridge. Dinner will be something with chicken. The shepards pie went down very well last night, little man had two plates and so did large man. I love seeing my child clean his plate as it doesnt often happen. He has always been a good eater as in the range, but he tends to get glowing reports from pre school as in he ate 2 or 3 plate fulls, at home hes much more picky.

    No spends planned for today. Fine for petrol and food.

    Not enjoying all the paperwork and checking involved from the accountants at this time of year. Important but oh so time consuming/dull.

    Right, off for now. Have a great day all.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 14 May 2013 at 9:08AM
    Morning DFW-Jedis,

    Carrie
    : thanks for the kick-off. The rest of you all beat me out of bed this morning.

    So today is a bit complicated. I have all my DFW-things to do before we set off to a hotel further up the Highlands for our free dinner and night's stay. Then I have to hurtle back to the lowlands for a job interview tomorrow morning. So, today I will:
    1. Spend £5.14 in Sainsbury's courtesy of Nectar AdPoints. Forgot to do this yesterday.
    2. Charge laptops and phones at the hotel.
    3. Do OnePoll.
    4. Check bank accounts, gulp.
    FREEBIES:
    1. Free Red Bull. (Link)
    OFFERS
    1. In today's Daily Mail, Page 28 Coupon for 1 Main Meal Free when you buy 1 Main Meal, valid at Brewers Fayre (Link)
    2. In today's Daily Express reduced price books. (Link)
    3. 5p off Shell petrol. (Link)
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper

    Check tax code - can't remember if it's right now the new allowance has kicked in

    Many folk are on 944L this year. You can check your code here. (Link)
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Morning all
    thanks for starting us carrie

    so my list today
    try for 2nd nsd this week
    meals from stores
    check banking
    wash on
    hang a wash up

    better go get my fingers out off to work see you in the morning lol xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 May 2013 at 8:15PM
    Good Morning my lovelies

    carrie - Thanks for starting us off this morning

    Feeling really low and unmotivated, hope the day improves as it goes along. Todays little listy:

    Check Banks - Done :eek:
    Check swapits - Done
    Check www.freepostcodelottery.com - Done
    Packed lunch for OH & LO - Done
    Order prescriptions for mum and OH - Drs closed for some unknown reason?
    Work (10.30-1.30) - Done
    General Tidy up - Done
    Washing - In progress
    Ironing -
    Write shopping list - Done & Shopping too
    Surveys -
    Catch up on emails - In progress
    Enter a few comps -
    Read/knit -
    Meals from stores - Done
    Update Food tracker - in progress

    Have a great day, love to you all.

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


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