Mon 13th May - What small DFW things will you do today?

carrielovesfanta

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :T

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

carrielovesfanta

I hope no one minds me starting off this morning.

I'm up early cos I'm back in work. REALLY don't want to go! I love my job and the guys I work with but I love pottering round the house even more! (Probably wouldn't feel like that if I was here all the time...)

Today's plan:

[STRIKE]
Check online banking
[/STRIKE]
[STRIKE]
Charge phone in work
[/STRIKE]
[STRIKE]
Re-jig budget spreadsheet for car insurance payment (it's on my work pc)
[/STRIKE]
B/L/D from stores

Begin healthy eating again after piggish week off

Check garden (butternut squash finally has leaves, plus no dirty protest this morning! )

Only buy milk on way home (unless amazing yellow sticky offers)

Have thought of some more electricity reducing measures. Can't really do anything too extreme (well I can but OH undoes all hard work)

Think that's me. Not much interesting today. In case anyone is interested, I asked in the EE shop yesterday about those mifi dongles and I was quite impressed. If you run out of data, you can still use it to browse with no extra charge. Also, you have to physically buy the extra data whereas my current one automatically makes you pay for another 3Gb. I am going to get one as the first month is a free trial and if I can't get the coverage where I am, then it can go back

little_pink_purse

Morning ALL

just 5 mins before i go

thanks for starting us carrie

its back to work i go

so my list is
try nsd
meals from stores
wash on
iron 10 items
tidy up
food out the freezer
smile

have a great day xxxxxlppxxxx

stitching_witch

Morning all, and thanks to carrie for starting the thread today.
Why does it have to be Monday? I want to spend the day in the sewing room as I started another quilt yesterday and want to finish the top!

Small thing today:

• Breakfast from stores
• Made packed lunch
• Checked banking
• Checked for surveys - just 40p to go but they always slow down at this point :mad:
• Fed and watered the chickens

I will also:

• Get a lift with a colleague
• Drink free coffee/water at work
• Read at lunchtime to avoid the shops
• Keep hunting for those elusive surveys and hopefully reach payout
• Take HM jam tarts in to nibble on to stop the cappuccino doughnut temptations
• Batch cook a savoury mince base tonight and freeze five portions
• Have an NSD

Yesterday I made a chilli, garlic & raspberry sauce to serve with our roast goose crown (in freezer since Christmas). I used organic allotment garlic and 500g of frozen organic allotment raspberries. I looked on Mr T's website and organic raspberries are £2.50 per 125g, making £10.00 for the raspberries alone :eek: Definitely DFW growing your own

Have a good day folks
Stitchy x

allydowd

Morning all,

Carrie: thanks for the kick-off.

Today I will:

1. Spend £5 in Sainsbury's courtesy of Nectar AdPoints.
2. Do OnePoll. Done
3. Get set-up for tomorrow night. We won a free night in a fancy hotel miles away which is set for tomorrow night, but I need to fit it around my job-seeking activity and there is every chance we will need to leave the hotel at 6am the following morning to get to an interview in time if it's re-arranged for Wed morning. Not exactly restful!
4. Collect last FoodBank parcel. Donate carrier bags to them. Done
5. Check bank accounts, gulp. Done, under control.
6. Cancel Graze.com free trial. Done
7. Borrow library books and a free DVD from local library. Done.
8. Make lemonade granita for a treat. (Link)
   

FREEBIES:

1. Free Kindle book, borrow free for your Kindle today only. (Link)
2. Free Sky Sports Day Pass with NowTV. (Link)
3. Free Greek yogurt at Waitrose. (Link)
4. Free tickets to Goodwood Moving Motor Show. (Link)

OFFERS

1. In today's Daily Express, page 35 voucher for "The Book Of The Dead"
   by Douglas Preston for £1. Valid at WH Smith until 20th May. (Link)
2. 50p Dove Body Wash at Morrisons. (Link)
3. Colgate toothbrush offer. Large spend required. (Link)
4. Graze.com First snack box half price through their homepage. (Link)
5. TopCashBack Snap&Save grocery offers. (Link)
6. Quidco Clicksnap grocery offers. (Link)

josiebabie

Morning peeps

Thanks for starting us off carrie

Perni your advice to Candy yesterday made me think about stress, I have been having a really hard time recently at work and home feeling like I've been on the edge of tears and unable to cope for a while, I was getting worried I was slipping back into depression (can you get a re-visit of post natal depression when your child is 5 years old?!). Your post made me stop and think that actually perhaps I just need to take it easy.

So this is me today:-
- Checked banking
- Breakfast was a home made porridge pot
- Packed lunch for me and DD
- Quick dinner from stores due to netball tonight
- Liftshare to/from netball and take my own drink
- Collegue from other branch staying at my house tonight as we have to leave at 7am to go to Bristol - she would have to leave her house at 5.30am tomorrow morning if she didn't :eek:
- Chillax and think about myself!

Jx

katy_ann

Morning everyone Thanks for starting us Carrie! Today I will;

• Work 10-8 (includes 2 hours OT)
• Starting healthy eating again, Ive gained 8lbs, ahh!
• B/L/D from stores
• Have a NSD

I think that's it for today! Have a good day everyone x

downnotout

Morning all, I am feeling quite low today, just wrote a long entry to my diary so I am not going to repeat it here, but suffice to say I really don't know what the point in all of this is sometimes. I just feel so fed up and miserable. Anyway I have a small standing order to a debt going out today, only for £10 but it is better than nothing.

ziggy2407

Good Morning my lovelies

carrie - Thanks for starting us off this morning

Feeling really low and unmotivated, hope the day improves as it goes along. Todays little listy:

Check Banks - Done :eek:
Check swapits - Done
Check www.freepostcodelottery.com - Done
Packed lunch for OH & LO - Done
Re-arrange Dentist appointment - Done
Work (10.30-1.30) - Done
General Tidy up - Done
Ironing -
Bake (cheese & onion scone loaf) - Done
Bake buns for LO - Done
Sort freezer (meal plan & write shopping list) - Done
Surveys -
Catch up on emails -
Enter a few comps -
Read/knit -
Meals from stores - Done
Update Food tracker - in progress

Have a great day, love to you all.

C xx

MinnieMousesMummy

Morning everyone. I woke up this morning in pain with my muscle so decided to get an hours sleep after taking some painkillers. I am now up and really need to get myself into gear.
Carrie - Thanks for starting the thread off this morning
DNO - Sorry to hear about the problems that you are having at work.

My list for today:

1. [STRIKE]Quick shower[/STRIKE]
2. Do 30 things off the ironing mountain
3. [STRIKE]Collect dd from childminders, Collect ds from school[/STRIKE]
4. Declutter & flylady in the kitchen
5. [STRIKE]Phone gas company regarding missing compensation[/STRIKE]
6. Surveys
7. Put Avon books out I've decided to do this tomorrow, as really can not get myself motivated and I am feeling a bit down so spending time with DH
8. Do freelance work that is in for today
9. Nectar adpoints, Swagbucks, Swapits, TCB, Postcode lottery, Birthday bingo
10. Build a suitable enclosure for the chickens
11. [STRIKE]Phone the dentist[/STRIKE]
12. Phone the hairdresser regarding appointmentsStill can't get an answer will try again tomorrow
13. Enter 1 competition
14. Do some course work
15. Sign up to 5 new sites in the hope of increasing my online income
16. Start to sort holiday stuff and order anything that is required
17. [STRIKE]Have a LSD [/STRIKE]
18. [STRIKE]Check Mr A price checker[/STRIKE]I must be getting better at shopping, as my order was cheaper

I think that is everything that I need to get done today, I best get myself motivated so that I can get through it. Hope everyone has a good Monday, hugs to those that need/want them x

Bobarella

Hi All

Sorry to hear that several of you are not feeling happy today. Could it be that middle of the month feeling contributing to it? Whatever the cause, hope people feel better soon.

My small list for the day.

1. Transfered some money around. Still not quite enough of it to go around, but have paid off another couple of bills that were nagging on my brain so hoping that will help me feel less stressed.
2. Dinner planned for tonight. Its the last pack of the bargain extra lean beef mince I got from last weeks yellow label trip. Going to do sheppards pie. Need to buy some veg to go with it though.

Erm....think thats me.

Bob