Help! I don't have an Overdraft but gone Overdrawn a lot!! (Gambling)

cherrydiva

if you get benefit - jsa? you would be better opening a post office account rather than another bank account, could also contact the jobcentre to arrange to have the benefit paid elsewhere eg. your mum's account until set up so the bank account doesn't use it up, although banks shouldn't take your income if it is only benefit but mistakes happen and take time to fix.

go into the branch, banks nowadays do have some sort of debt help or advice where you can go.
natwest top tip on their website "Deal with your debt now

The earlier you start to tackle debt issues the easier they are to deal with."

Go to a citizens advice bureau, on JSA you could get a £1/month token offer set up and the interest/charges most likely stopped.