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advice on mortgage app with past credit problem

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Comments

  • ap1985
    ap1985 Posts: 325 Forumite
    sammy70 wrote: »
    Our mortgage offer arrived in the post today.:beer:

    I can honestly say I never believed we would get a mortgage with Halifax, they have offered us a great rate, we have a brilliant mortgage broker, he went through all the history regarding my husbands divorce issues, and obviously Halifax could see we are great with our financial dealings, so all our hard work has been worth it :j


    Congratulations on your mortgage offer...:beer:
    :jFinally going to be a homeowner:T
  • sammy70
    sammy70 Posts: 1,015 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    We exchanged contracts today, we have our lovely forever dream house signed and sealed :j

    We are so happy, the last few years saving and rebuilding my husbands credit rating have been so worth it :j

    This is my last post on this thread, this is our happy ending , heres to a long happy new life for us in the countryside ! (and lots of mortgage overpayments as soon as I get organised, I wont rest till we are mortgage free!! :rotfl: ) xx
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/10/25 - £97,000 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
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