Updated Cheap Car Insurance guide - new system

RedBalloon

For the first time ever, I haven't been able to beat my renewal price.
Anyone else had this?

My insurance is £150 more than usual, yet all comparisons seem even worse!

Gers

I've just done a quote using the MSE tool. My quote from my current insurance provider was £597.93 (up from £406.73 last year). The tool brought me a quote of £374.17 from the very same provider saving me £223.76!

I call that a great result - thanks MSE.

Gers

Just read this:

https://www.theguardian.com/money/2023/jul/22/uk-drivers-car-insurance-costs-price-petrol-diesel?CMP=share_btn_link  

BiggaThanBen

Last year 220, renewal came at 370 (and they didn't take multicar discount off - only have 1 car now), all comparison sites show cheapest as 400+. DirectPlus 800.

Followed MSE advice - 25 days before renewal, not on weekend, tried swapping main driver to no avail (both have 15+ NCB, no accidents or convictions, nothing changed from last year)

Is there anything else I can do to avoid 100%+ increase, can't even haggle with the current provider as no cheaper quotes elsewhere ..

brizzie_2

Esure renewal price £763. Go Compare on date of renewal notice £641 after tweaking the occupation. Still Esure as the cheapest 5 star policy. Left it until 23 days before renewal and got a requote for £580. Bought  new Esure policy and cancelled existing Esure auto renewal. £250 excess from Go Compare also renews (cannot get that with a direct renewal). £183 saved. Thanks MSE.

jimmythe1

I'm in shock! Just went the rounds to obtain comp insurance quotes for my 2016 Suzuki Vitara (no claims, no tickets, me geriatric).  And the cheapest in all 3 comparison sites is 70% higher than last year.  And MSE says "s'inflation innit". Well I'd love MSE to publish a breakdown of the main components of a quote (labour, parts, write-offs, profit margins); I bet they haven't all gone up by 70%.

nuffznuff

benners_2k said:

jhe wrote: »

my insurances have never auto renewed, but i always stress at the time of taking out new policies not to auto renew.

I guess so but then I would have to speak to a human being. I want to be able to do it when I order online. I work in IT I don't want to speak to people unless I really have to!

Ha ha! I work(ed) in IT - I can fully empathise with that! 

salamicat

Evoque insurance  premium this year doubled with LV despite zero claims and been  with them
several years same car.  Anyone had the same issue with LV? Think Aviva might be worth a try? 

10_66

salamicat said:

Evoque insurance  premium this year doubled with LV despite zero claims and been  with them
several years same car.  Anyone had the same issue with LV? Think Aviva might be worth a try? 

Yes, my LV car premium increased significantly this year too. Similarly, no changes and been with them for several years.

mgfvvc

salamicat said:

Evoque insurance  premium this year doubled with LV despite zero claims and been  with them
several years same car.  Anyone had the same issue with LV? Think Aviva might be worth a try? 

While it can't hurt to shop around, insurance prices have shot up all round and Range Rovers have had specific issues, so you might be out of luck.