£1+ a day Mortgage OP challenge for May

mortgage_girl

Slowdown wrote: »

Well things never seem to work out the way you want them to.

I know exactly how you feel, sometimes the cost of living can be so inconvenient can't it Don't forget that this is a marathon not a sprint though and to enjoy life/time together as a family along the way. Hope you have a fab time in Florida!
MGx

iquit

Did I miss the start of the June challenge? Fairyclicks hope you're still up to it, I found it motivating.

mortgage_girl

iquit wrote: »

Did I miss the start of the June challenge? Fairyclicks hope you're still up to it, I found it motivating.

I don't think ones been posted yet and I didn't want to take one over and start a new thread. Shall we continue on this thread?

So far this month i'm up to £15 / £30 due to a free voucher from my clubc@rd

edinburgher

I think a new thread would probably be a fair shout - over to FairyClicks!

I might cheat and substitute savings/investments for OPs as S@ntander only let us OP by £500 at a time and I find myself somewhat short of £500s at present :rotfl:

mortgage_girl

edinburgher wrote: »

I might cheat and substitute savings/investments for OPs as S@ntander only let us OP by £500 at a time and I find myself somewhat short of £500s at present :rotfl:

Cheating sounds good to me! :rotfl::rotfl::rotfl:
Given some freebie courgettes off my Mum so i'm adding £1.20 to the op pot, bringing my total up to £16.20 for the month. :cool:

fairyclicks

Hey guys, sorry i was away visiting so didn't get the June one started - shall we just keep going on this one for now?

I ended up with £36 in my money jars but none of it bagable yet! LOL I have made my usual over payment of £30.50 and will add to the jars for this month and make a bigger OP hopefully at the end of June

I am going back to the original posting daily how i have made my £1 cos i sort of lost my mojo this month when i wasn't posting everyday.

Now all i need is my first £5 covered lol! hmmmm brain in gear time

fairyclicks

edinburgher wrote: »

I think a new thread would probably be a fair shout - over to FairyClicks!

I might cheat and substitute savings/investments for OPs as S@ntander only let us OP by £500 at a time and I find myself somewhat short of £500s at present :rotfl:

sounds like a plan i have a savings account with higher interest rate than my mortgage so am adding to that each month as well as making the OP. So far i have £500 saved which will be coming off the mortgage at the end of the year

edinburgher

i have a savings account with higher interest rate than my mortgage so am adding to that each month as well as making the OP

I'd need to find an ISA paying 5.01%, or a taxed account paying 6.30%! :eek:

Roll on remortgage time in 9 months.

fairyclicks

edinburgher wrote: »

I'd need to find an ISA paying 5.01%, or a taxed account paying 6.30%! :eek:

Roll on remortgage time in 9 months.

You might like to check out the nationwide current account at 5% - not quite high enough for you but getting close at least you could pay your OP's in until you get £500 then pay off mortgage to maximise the interest on savings and minimise what you pay on mortage!

I am so lucky to have a mortgage at 1.5%

Today i have washed my own car instead of using the car wash so £5 added to the pot

SAVVYMUMMY_2

Good evening everyone:hello:.
Well last month was a bit of a no go, I started off well, then half term arrived, so have started this month fresh, again.
I`ve popped £6 in already so a good start, but nothing else has come along yet. I need to update my grocery spends in a mo, which I think is creeping up pretty rapid:(. Catch you all later.