Card card REFUSED HELP

CKhalvashi

You-kip wrote: »

Someone's going to phone the lending team and say Mr Afzal wants a credit card and the lending team says "how's his credit history of managing credit cards before been like" Bank advisor says " well he hasn't got any I'm afraid"

If might work Jones but can't see it myself.

It may well work if there's a good relationship with the existing bank, everything on time, little/no debt etc.

I managed to wangle an 80% increase in a limit (we're talking to high 5-figure sums here) by posting relevant proof of funds to clear the balance.

CK

You-kip

CKhalvashi wrote: »

It may well work if there's a good relationship with the existing bank, everything on time, little/no debt etc.

I managed to wangle an 80% increase in a limit (we're talking to high 5-figure sums here) by posting relevant proof of funds to clear the balance.

CK

5 figures only Sir Sugar?

amjed_afzal

is there anything i can do to improve my credit report
i thought getting a credit card would do that
i never defaulted on any payment thats why i was shocked

grumbler

Did you read MSE article that I posted a link to? It doesn't matter that you never defaulted if the accounts are not reported to CRAs.

If it was your bank that refused you, try one of Bad-credit Credit Cards
Also, a store card, a mobile contract, possibly sim-only.