May the NSD Force Be With You - May NSD Challenge

julie2710

I did it :j I did it! :j NSD #4 today and 2 days in a row! That said I won't be able to say the same about tomorrow as the car probably has just enough fumes in it to get me to the garage on the school run in the morning. Technically I can claim back most of my fuel on expenses but as I can't claim it all I am counting it as a spend.

I will make sure I get milk, bread and some fruit tomorrow too to save spending on Tuesday

Sazzie23

Evening all, left this evenings update as late as possible, hoping my cable V broadband would be back, but it's not. Grrr..!:mad:
Catching up with Countryfile on Tv - one of my favourites.

I will do my best with the IPad but apologies for briefness and lack of formatting smilies etc.

Beanielou it may be wet but you can celebrate a terrific NSD 10 :T
CW18 Cheryl wow what walking you get in, helping you to a splendid NSD 6:T
Debtfreefuture hope the Tv is sorted, a fab NSD 4 for you:T
Fedupandskint elucidating an incredible 11 NSD in only 12, planning pays off clearly:T
Gettingthereslowly ralling round for a splendid NSD6:T
Jaxmar dancing round to entertaining NSD 8 :T
Julie2710 fab NSD 4 and 2 in a row. Well done:T
KarenCcs67 not to worry NSD 3 is three steps in the right direction :T
Kerri clocked in for Exciting NSD 8:T
Madscientist a splendidly solid NSD 6:T
Marmite mixing it to make NSD 6, we miss you, hope things calm down a bit, but we know its an unforgettable habit :T
ModestyB fishing in for super NSD 6&7:T
Sazzie -that's me! Another 2 NSD please Freeby, Taking me to 8 I really will do a proper count up soon:o
Slowly fading exciting NSD 8 tucked in, good progress:T
Solvent soon, spoony a terrific NSD 10, smiles all round:T
TheDragon, Eight in a row.....wow & Exciting NSD 8 too, brilliant work:T

Have a great week with lots of NSD and some NSD positive thoughts that our broadband will get fixed..:rotfl:

freebyfifty

Good Morning

Thank you for the upadate sazzie :A sending lots of positive broadband vibes in your direction

Glad those maggots worked for you modestyb :T


NSD #10 for me yesterday :j I really am hoping for another full week of not spending even though it is pay day this week. Here's hoping I can resist :eek:


Have a happy Monday everyone

freebyfifty

There are

52

of us taking part in the May NSD Challenge

and so far we have collected

195 NSDs

:T:T:T:T:T

heyjude2013

Declaring NSD #4 for yesterday and going to declare NSD #5 for today now.

Have a good day everyone

lottie3000

Well, I actually managed NSD # 1 yesterday, I know i'm absolutely awful at this challenge but i'm off the mark and hoping to achieve my target.

zenshi

Am claiming today as NSD 4 as I'm working all day and my daughter is pinching the car this evening

The last few days I spent very little, maybe couple of pound only but a spend none the less

Tomorrow, my cars in for MOT so need good vibes for that :eek:

SpyderBryte_2

Friday was NSD 7, Saturday was NSD 8 And yesterday was a spendy day. Aiming for NSD 9 today, and 10 tomorrow.

So tired! Cat's have been nightmares the last few nights. I'm about a step away from having a nice paid of cat fur slippers *grump*

IF

Hiya all :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

I have my 6th NSD

Thank you Freeby, Spoon, Marmite, Cheryl and Sazzie
IF…x


Hi spoon, I had to change the welcome pic because the old disappeared......dum dum dum!!!! (sound effect :rotfl:)


:think:


Ever had that Monday feeling!!:D:D:p:p