Insurance price increase after claim help

FlameCloud

Trinovantes wrote: »

I don't see how I am a higher risk. Someone drove straight out of a car park without looking and T-Boned me! They admitted liability, their insurer (Direct Line) paid everything and it didn't cost Admiral a penny. Bad luck does not constitute being a higher risk!

Sadly for you, statistics say other wise.

pedro123456

FlameCloud wrote: »

Sadly for you, statistics say other wise.

And the proof of these statistics are where FlameCloud?, lets have a look at them.

I reckon these statistics dont exsist, only in the IC's accounts office :rotfl::rotfl:

opinions4u

If you don't like the premium somebody charges you then shop around.

Dozens of insurance companies out there who will offer you a premium. None of them forcing you to buy.

Buzby

Everyone's insurance has 'gone up' - females are seeing his following te outlawing of preferential weighting (that IS illegal). Your no fault incident ay ave had no bearing on this whatsoever as many find their premiums increase with no claims whatsoever.

Further, you don't sy if your NCD was affected, if it was reduced whilst tere was acfull settlement by the third party, that would be wrong. Is it?

dunstonh

Statistically, those that have a claim on a policy are more likely have another in a shorter timescale than someone with no claim. Also, whilst it may have been the fault of another on paper, it could also show a lack of awareness of the road ahead and what is happening around you. Insurance is priced on statistics. The greater the risk, the greater the premium.

it is no different to living in a riskier postcode. The premium is higher as the risk is greater.