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Need to share some UNEXPECTED news.
Comments
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That is FANTASTIC news ,Rog.
I`m really happy for you ( and the others who beat me to it(:mad: :rotfl:))
Here`s to you mate :beer:1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180 -
Just curios rog2. Did they they send you a copy of the 'notice' filed to court, or was it an actual 'certificate'?
Most people seem to stress that there is an important difference, and the OR's procedures also say this.
If it's a certificate, the OR has saved you a possible £60. :j
It was just the file notice (Form 6.82) I'm afraid, Fermi, with a note that if I require a formal certificate of discharge I should contact the court.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Congratulations Rog, I'm so pleased for you

You have been such a big help to me since I started my DMP, giving me good calming advice when I was getting hassle (as you do for so many other posters) so I'm glad karma has paid you back

Thank YOU Looby - I hope all is well with you.:AI am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
tight_jock wrote: »That is FANTASTIC news ,Rog.
I`m really happy for you ( and the others who beat me to it(:mad: :rotfl:))
Here`s to you mate :beer:
Thanks TJ - I was counting the months too, so you never know - I hope you get the same luck as me.:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
whats with the ":rolleyes:" ?????
Thanks James - the :rolleyes: had already been edited out when I saw the post.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
How wonderful! You'll be sloshed by the time the party starts though :beer:
True - but I'll try to look in anyway. :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Congratulations Rog,
Hope you manage to get all the other loose ends tied up too.
Rich0 -
Congratulations Rog,
Hope you manage to get all the other loose ends tied up too.
Rich
Thanks Rich - are you still in Spain? :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Congratulations
0 -
Thanks Rich - are you still in Spain? :beer:
Hi Rog,
No, got back about tea time and don't I know it. Life is so uncomplicated there, I really can't see us spending much more of our lives in this country. We're an open minded couple and mix well in a foreign country. We could both of us have taken jobs that would have given us a reasonable income with a much better quality of life, and the prospect of developing promising business interests.
If the new insolvency laws were meant to encourage enterprise in this country they're not working for us. I do now doubt that we'll get our 12 month automatic discharge and if we don't then we're off; if we do then we're still off
To think that the birth of enterprise and initiative was to a large extent born in this country; it really has been well and truly reduced to an almost comatose state.
Rich0
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