Best way to get interest free cash -advice wanted

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I'm saving £500 a month into our building fund. We need another £10000 to do the work. We have a £15000 limit on our Barclays Premier Card. If I take £10,000, and then get a long term 0% repayment card for say 23 months, that would be easily repayable, if I'm understanding this properly, wouldn't it?
Having had plenty of loans in the past I've got offers from my 3 banks for loans, but don't see why I should pay interest when at least 2 of them, NatWest & TSB are offering interest free transfers.
Advice please! What's the catch?
Having had plenty of loans in the past I've got offers from my 3 banks for loans, but don't see why I should pay interest when at least 2 of them, NatWest & TSB are offering interest free transfers.
Advice please! What's the catch?
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Why not use a 0% on purchases card instead if you can use a credit card to pay your builder? You can get up to 17 months interest free for a 1% fee http://www.stoozing.com/cards/purchase-credit-cards.php.
:coffee: