So who surcharges? B&Q?

anoncol

I thought not many companies surcharged, but i've only had my first credit card since the weekend and there is a 65p and £2 that i have no idea what it is. Are they surcharges?

Also how come all the itemised transactions are so cryptic compared to debit statements?

I've got santander 123.

One place i think is b&q and the other is amazon, but i have no idea how to tell for sure, i'm just guessing.

addyboy1982

As far as I'm aware, having bought many presents from Amazon, and refurbished most of my house via B&Q, neither of those stores surcharge.

ic

If a store were to surcharge you, this would appear on the receipt, with your credit card statement just showing the transaction total including the fee - it wouldn't appear separately. Neither Amazon or B&Q charge extra for using a credit card.

Is the £2 fee your monthly charge on the 123 card?

anoncol

Ok, well i'm very confused then. What could these be?
PURCHASE - DOMESTIC WELWYN GARDEN £2
PURCHASE - INTERNATIONA usa £0.65

The balance on my card started at £24 which covers the annual 123 card fee.

Hominu

I'm guessing currency exchange charges or similar.

If you only ever used your card in the UK, I'd be getting worried around now.

grumbler

If you don't recognise the transactions, never paid in USD and never heard of "DOMESTIC WELWYN GARDEN" contact Santander ASAP.

anoncol

Well i'm getting worried then. I've only had the card since the weekend!

anoncol

So when there are surcharges they are lumped into the same item and never separate like this?

anoncol

SnowTiger wrote: »

I have this as a pending transaction on my Santander 123 credit card.

It's Tesco home delivery and is just to verify my credit card is valid. In my case it will drop off in a few days.

Oh, thank you, my wife did order a home delivery yesterday! I didn't realise it would appear as a different transaction.

I'm not sure about that one. Music or an app?

I'll check.

anoncol

We dont seem to have bought any music or apps on it.

mo786uk

Credit card surcharges would just show up on your bill from the shop - i.e the receipt - only the total amount shows up on your credit card.

Tesco are based in Welwyn Garden City]

The USA sounds like a foreign purchase - probably for $1