So who surcharges? B&Q?

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anoncol
anoncol Posts: 982 Forumite
edited 22 April 2013 at 10:24PM in Credit cards
I thought not many companies surcharged, but i've only had my first credit card since the weekend and there is a 65p and £2 that i have no idea what it is. Are they surcharges?

Also how come all the itemised transactions are so cryptic compared to debit statements?

I've got santander 123.

One place i think is b&q and the other is amazon, but i have no idea how to tell for sure, i'm just guessing.
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  • addyboy1982
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    As far as I'm aware, having bought many presents from Amazon, and refurbished most of my house via B&Q, neither of those stores surcharge.
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  • ic
    ic Posts: 3,293 Forumite
    Name Dropper First Post First Anniversary Mortgage-free Glee!
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    If a store were to surcharge you, this would appear on the receipt, with your credit card statement just showing the transaction total including the fee - it wouldn't appear separately. Neither Amazon or B&Q charge extra for using a credit card.

    Is the £2 fee your monthly charge on the 123 card?
  • anoncol
    anoncol Posts: 982 Forumite
    edited 23 April 2013 at 7:57AM
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    Ok, well i'm very confused then. What could these be?
    PURCHASE - DOMESTIC WELWYN GARDEN £2
    PURCHASE - INTERNATIONA usa £0.65

    The balance on my card started at £24 which covers the annual 123 card fee.
  • Hominu
    Hominu Posts: 1,671 Forumite
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    I'm guessing currency exchange charges or similar.

    If you only ever used your card in the UK, I'd be getting worried around now.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Name Dropper First Post Photogenic First Anniversary
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    If you don't recognise the transactions, never paid in USD and never heard of "DOMESTIC WELWYN GARDEN" contact Santander ASAP.
  • anoncol
    anoncol Posts: 982 Forumite
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    Well i'm getting worried then. I've only had the card since the weekend!
  • anoncol
    anoncol Posts: 982 Forumite
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    So when there are surcharges they are lumped into the same item and never separate like this?
  • anoncol
    anoncol Posts: 982 Forumite
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    SnowTiger wrote: »
    I have this as a pending transaction on my Santander 123 credit card.

    It's Tesco home delivery and is just to verify my credit card is valid. In my case it will drop off in a few days.
    Oh, thank you, my wife did order a home delivery yesterday! I didn't realise it would appear as a different transaction.
    I'm not sure about that one. Music or an app?
    I'll check.
  • anoncol
    anoncol Posts: 982 Forumite
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    We dont seem to have bought any music or apps on it.
  • mo786uk
    mo786uk Posts: 1,379 Forumite
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    Credit card surcharges would just show up on your bill from the shop - i.e the receipt - only the total amount shows up on your credit card.

    Tesco are based in Welwyn Garden City]

    The USA sounds like a foreign purchase - probably for $1
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