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The Bankrupt Inn ~ Part 12

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Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:
    Oops.. nearly forgot breakfast :o:o

    very-healthy-breakfast.jpg

    Going healthy today again :D


    Thank you spoony :beer:
    Well.... maybe we can allow him to get some points.. maybe second or third in a few races... with his team mate coming a lot further down... then you can have the best of both worlds. How does that sound? :D:D

    :beer:
    Work's OK this week thank you, not too busy really, so getting on with decluttering as well and I'm fine as well.. could do with some more sunshine but hey ho.. we can't have it all, eh?:o:o Hope you're OK as well? :A

    I am pleased spoony :A

    I'm well thank you and fingers crossed we get the sun soon :j:j
    PS: Notice I'm not mentioning yesterday's result :D

    :doh: :o:o
    "If wishes were horses, then beggars would ride"
  • mill1980
    mill1980 Posts: 58 Forumite
    well after nearly a year of soul searching and umm and ahhing my forms complete with certificate of sequestration have been sent off today, fingers crossed everything goes ok and the 10 tonne (or 40k property shortfall debt) will be lifted from my shoulders and I can finally move on with my financial life! things feel good is that how I am meant to feel?lol
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    mill1980 wrote: »
    well after nearly a year of soul searching and umm and ahhing my forms complete with certificate of sequestration have been sent off today, fingers crossed everything goes ok and the 10 tonne (or 40k property shortfall debt) will be lifted from my shoulders and I can finally move on with my financial life! things feel good is that how I am meant to feel?lol

    I have my fingers crossed too mill1980. We all have difference emotions, but relief is very normal. Here's to your new start :beer:
    "If wishes were horses, then beggars would ride"
  • mill1980
    mill1980 Posts: 58 Forumite
    well it was either this or 40 years of paying it back :0 I was close to the end of my DMP then I had to sell my flat which I bought in the peak of the boom (subsequently halved in value) because I had moved for work, therefore really BR is was only option and I am glad of it now, I have no assets to speak of now cash flow, I have learned to live within my means and I will continue to do so from here to eternity lol maybe one day I will get back on the property ladder but for now I am very happy indeed with my circumstances this I suppose is like the icing of the cake to moving on with life if that makes sense haha feel a bit guilty for it feeling so relieved eventually, its been a long 5 years!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Evening all, first round on me :beer:


    glasses-of-wine.jpg
    mill1980 wrote: »
    well it was either this or 40 years of paying it back :0 I was close to the end of my DMP then I had to sell my flat which I bought in the peak of the boom (subsequently halved in value) because I had moved for work, therefore really BR is was only option and I am glad of it now, I have no assets to speak of now cash flow, I have learned to live within my means and I will continue to do so from here to eternity lol maybe one day I will get back on the property ladder but for now I am very happy indeed with my circumstances this I suppose is like the icing of the cake to moving on with life if that makes sense haha feel a bit guilty for it feeling so relieved eventually, its been a long 5 years!

    Only way is up now :beer:
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:

    toasted-teacakes.jpg
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    :beer:

    That's a plan then, I take it :D:beer:

    I am pleased spoony :A

    Thank you If :A
    I'm well thank you and fingers crossed we get the sun soon :j:j

    Good :A... and I hope you have some sun today, it's lovely here at the moment :dance:

    :doh: :o:o

    I won't mention it again, honest :silenced::silenced::silenced::silenced:
    mill1980 wrote: »
    well it was either this or 40 years of paying it back :0 I was close to the end of my DMP then I had to sell my flat which I bought in the peak of the boom (subsequently halved in value) because I had moved for work, therefore really BR is was only option and I am glad of it now, I have no assets to speak of now cash flow, I have learned to live within my means and I will continue to do so from here to eternity lol maybe one day I will get back on the property ladder but for now I am very happy indeed with my circumstances this I suppose is like the icing of the cake to moving on with life if that makes sense haha feel a bit guilty for it feeling so relieved eventually, its been a long 5 years!

    Onwards and upwards now, mill1980 :beer: Hope things work out well for you from now on
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Morning all :hello:

    toasted-teacakes.jpg

    Morning If :wave:
    You beat me to it, thank you :beer:
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning If :wave:
    You beat me to it, thank you :beer:

    :hello: :D:D:p:p
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker

    Good :A... and I hope you have some sun today, it's lovely here at the moment :dance:

    It's beautiful here too :beer:
    "If wishes were horses, then beggars would ride"
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