Have we recieved good advice

jimjames

robtgossard wrote: »

Savings are for rainy days. I believe it’s better to draw from your savings than to take a debt. Living a debt-free life has its pluses, and on the other hand a life of debt makes living difficult

Good general advice but not sure how it relates to the question the OP asked which doesn't mention any debts at all?

bigfreddiel

teenybash wrote: »

...r as she thinks that there is going to be a "dip" and we could lose money. Does anyone think that this is correct as we are wary of cashing in an Isa that is doing well.

this is absolutely correct - i can safely predict that there will be a 'dip'

what i cannot tell you is when

no one can

not even the men in charge mr o and hoboe

no one knows

anyone who says they do is lying or at best deluded

if you need the dosh cash it in

if not leave it

cheers

fj