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Why 2.5% charge for paying for a holiday with a credit card?

13

Comments

  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What travel company allows you to pay £1 by CC?
  • Has anyone got there fees reduced or even better canceled, ?
    What's my chares I need to pay for my holiday soon, and was hoping to pay by credit card to get some tesco reward points, I've worked out my fee would be £70 but I would get £28 points in tesco points ..
    If I 4x them I roughly £100 worth of deals restaurants etc...

    But I was trying to see if anyone has got there fees reduced ???
    £176,000 January 2014
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    roddydogs wrote: »
    What travel company allows you to pay £1 by CC?
    That sounds like it's in response to my earlier post?

    I've not come across any...that's why I said "if the retailer will accept it".

    What happens in practice, in my experience at least, is that it's a, say, 2%, min £2 charge...in which case you may as well pay £100 on the credit card.

    I hardly ever use a credit card though for holidays because there's rarely (for me) a D-C-S relationship present, and chargeback can be a useful fallback (although not enshrined in Law as section 75 is).
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    It seems to be a bit of a UK airline rip off. Delta definitely don't charge a cc charge and I've flown with many other foreign airlines who don't either.
    I've gotten around some CC charges with UK airlines by booking on partner airlines (You still fly with the UK airline). For example I recently booked a Virgin Atlantic flight, through Jet and still get all the same things, just no credit card surcharge.

    Also some airlines won't charge extra for a certain type of card. I forget who I booked with last year, who didn't charge a CC charge on American Express cards.
  • callum9999
    callum9999 Posts: 4,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 April 2013 at 8:03PM
    It seems to be a bit of a UK airline rip off. Delta definitely don't charge a cc charge and I've flown with many other foreign airlines who don't either.
    I've gotten around some CC charges with UK airlines by booking on partner airlines (You still fly with the UK airline). For example I recently booked a Virgin Atlantic flight, through Jet and still get all the same things, just no credit card surcharge.

    Also some airlines won't charge extra for a certain type of card. I forget who I booked with last year, who didn't charge a CC charge on American Express cards.

    Delta may not charge a cc charge but they charge at least $25 to take a checked bag with you within the States, is that also a "rip off"? They no doubt have higher fares than many of their competitors as well - is that a rip off? If they're still cheaper than their competitors when you factor in the CC charge then I don't see how anyone can complain. And if it makes them more expensive, just fly on the other airline - it's a free country (for both you and them).

    Is it just me, or do most people nowadays seem to think when businesses dare make any profit on anything they are ripping you off...
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    callum9999 wrote: »
    Is it just me, or do most people nowadays seem to think when businesses dare make any profit on anything they are ripping you off...

    Nah.. it's me too!!!
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Saga allow the "Deposit" to be paid by CC with no surcharge, but not the balance. Mind you the chances of SAGA going belly up is..................
  • I thought a couple of weeks age the government had imposed a compulsory ban on credit card surcharges?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kelly_cole wrote: »
    I thought a couple of weeks age the government had imposed a compulsory ban on credit card surcharges?
    The charges have to reflect the true cost of processing the payment, ie they're not allowed to make a profit on them.
  • We always book through Trailfinders for our more expensive holidays as they don't charge any credit card fees, even American Express.
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