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Advice Please
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MoneyPleaseHelp
Posts: 46 Forumite
Hi all
Looking for some advice on where to put some money.
I have poor credit history so i cannot open any of the high interest current accounts , so they are out.
I currently have
£11400 in Natwest ISA 2% (used this years allowance)
£2000 + £50 per month H&L Vanguard LS 20 acc
£250 per month going into N&P Regular savings at 4%
£4000 in esavings account with Natwest 1%
£2000 in Premium bonds
what I am thinking is that the £4000 in esavings is doing nothing really so maybe get a 100% Vanguard and put £2000 in it or find another fund ?.
My used Isa allowance this year would be
£5760 Cash ISA Natwest
£2000 LS 20
£600 (regular £50 P/M ) LS20
£8360 used
so £3160 left i believe
I am new to all this and reading and listening to podcasts to see whats best.
Many Thanks in Advance
Looking for some advice on where to put some money.
I have poor credit history so i cannot open any of the high interest current accounts , so they are out.
I currently have
£11400 in Natwest ISA 2% (used this years allowance)
£2000 + £50 per month H&L Vanguard LS 20 acc
£250 per month going into N&P Regular savings at 4%
£4000 in esavings account with Natwest 1%
£2000 in Premium bonds
what I am thinking is that the £4000 in esavings is doing nothing really so maybe get a 100% Vanguard and put £2000 in it or find another fund ?.
My used Isa allowance this year would be
£5760 Cash ISA Natwest
£2000 LS 20
£600 (regular £50 P/M ) LS20
£8360 used
so £3160 left i believe
I am new to all this and reading and listening to podcasts to see whats best.
Many Thanks in Advance
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